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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Rand Financial Solutions" (may be fake)
Reply-To: <rand_financesolutions@yahoo.cn>
Date: Sun, 22 Nov 2009 20:43:39 +0800
Subject: CHEAP LOAN OFFER...APPLY NOW

HELP FROM DEBT !!!
Our Ref:............................
Your Ref:..........................

Attention,

Rand Financial Solutions is an authorized financial service provider established in 2001 and is growing to become one of the leading financial service groups in Asia.Rand Financial Solutions is a small scale financial institute who has helped countless number of people seeking online loans around the world. We give you the money you need to grow your business and solve your personal problems.Rand Financial Solutions is a provider of financial planning and solutions to meet your primary financial needs.

* Are You Financially Squeezed?
* Do You Seek Funds To Pay Off Credits And Bebts
* Do You Seek Funds To Set Up Your Own Business?
* Are You In Need Of Private Or Business Loans?
* Do You Seek Loans To Carry Out Large Projects?
* Do You Seek Loans For Varrious Refinance?
* Do You Seek Loan For Education?
Unlike some firms,Rand Financial Solutions solely specializes in online business loans, personal loans, refinance loan, home loan, student loan which means we give our clients the respect, courtesy and service they deserve. Rand Financial Solutions offer loans with a minimum annual interest rate of 5% {APR} within 1 year to 20 years repayment duration. * Borrow anything up to 5,000,000.00 USD.

* Choose between 1 to 20 years repayment plan
* Choose between monthly and annual repayments plan
* You may use the value of your house to raise cash
* Flexible loan terms Before you can be eligible to obtain any of our loan services, We need to know who we are dealing with and that means you will have to send the management department a comprehensive information about your self or your company which includes,

BORROWER'S DATA INFORMATION:
Full Names*
Contact Address*
Age*
Marital Status*
Sex*
Place of Birth*
Amount Needed
Annual Income*
Loan Purpose*
Loan Duration*
Occupation*
Place of work*
Position in Office*
Next Of Kin*
Phone/Fax Number*
Country/State*
Zip Code*
Credit Score*

IMPORTANT NOTICE:

The above data information must be filled accordingly and submitted to our management department for further verification,processing and documentations of your loan request. Fulfilling your dreams always seem too hard, Enjoy multiple benefits on our flexible offers today. You don't need to be an existing Rand client before you can be qualified. Be noted that Rand Financial Solutions offers a standard online financial services which suits your financial needs. For more detailed information or inquiries, contact us today for your loan request.

All interested applicants must be of 18yrs and above.
Your's Sincerely,
Mr Yuen Ping.
Rand Financial Solutions
Authorized Financial Service Provider
rand_financesolutions@yahoo.cn
All we see is you

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