419 scam: "CHEAP LOANS"<info@loans.org> FINANCIAL MAKE OVER(APPLY FOR CHEAP LOANS)

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "tomfinancialhomeloans@qatar.io" (This email address looks like addresses used in fake loan scams. Be suspicious of any lender who uses a free webmail address or who is based in different country from yourself.)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "CHEAP LOANS" (may be fake)
Reply-To: <tomfinancialhomeloans@qatar.io>
Date: Thu, 19 Aug 2010 03:25:29 +0100
Subject: FINANCIAL MAKE OVER(APPLY FOR CHEAP LOANS)

The Tom Financial Home loan is a personal loan program that means"making lives better".We give you the freedom to spend a little more on what you really want.You may need an extra cash to fix your car,pay medical bills or take care of other exigencies/Consolidate debt.How you choose to use your loan is up to you.We also refinance/finance companies of both small and large scale with capital.Private individuals can also get business capital from our loan with out fear of high interest rate.

BENEFITS
. Fast,Simple and cheap,Competitive interest rate of 2 % Monthly,Convenient repayment rates from 3 months of loan receiver,Borrower receives all dividends and market appreciation on the securities, quick closings usually in a matter of days.
MODE OF ENTRY: Completion of the application form via email tomfinancialhomeloans@qatar.io

You can contact us today via email above for your loan terms and conditions/Application form.

Best Regards
Management.

Anti-fraud resources:

What can you do when you receive 419 spam