joewein.net   joewein.de LLC
fighting spam and scams on the Internet
Try our spam filter!
Free trial for 30 days
  jwSpamSpy

Home
About Us
Spam
419/Nigeria
Fraud
Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Direct Finance Loan Lender Inc." <info@loan.co.uk>
Reply-To: gibsonbryan63@yahoo.com.hk
Date: Sat, 25 Sep 2010 01:09:39 +0200 (CEST)
Subject: Loans At 3% Interest Rates.....Apply Today

Direct Finance Loan Lender Inc.
71 Commercial Road, Sadaat House, Newport,
South Wales, NP20 2PF, United Kingdom.
Telephone Number: +44 702 408 2794

Dear Esteemed Customer,

I am Bryant Gibson,we run a loan firm (Direct Finance Loan Lender Inc.)
and we give loan to people who are serious and are ready to obtain one both
secured and unsecured loan.If interested,contact me on my e-mail address:
gibsonbryant11@yahoo.com.hk

A Loan shall be granted to you based on your request. We respect your ideas
and solve problems of low credit score and inability to get loan from banks
and financial offices due to credit score and collaterals. The DFL issues a
non collateral loan to foreign individuals and cooperate bodies, as we have
been insured by the United Nations Finance Insurance Policy (UNFIP). Based
on the success of all our clients due to low interest rate and a chance for
them to state their borrowing duration that will suit when they can pay
back, we have grown out to be one of the United Kingdom's biggest financial
company.

The Direct Finance & Loans Company, UK issues a minimum loan of $10,000
(Ten Thousand US dollars) and a maximum of $50,000,000.00 (Fifty Million US
Dollars) for international borrowers. For borrowers within the UK, a
minimum of 2,500 GBP and a maximum of 70,000,000.00 GBP is a loan granting
range.

To apply, kindly fill our application form below:

Client Data Form
Full Name:........................
Prefix (Mr,Mrs,Ms,Dr,etc.):........
Business Name (If Any):............
Loan Amount Needed In USD Only:..............
Purpose of Loan:..................
Duration:........................
Personal Details:
Date of birth (yyyy-mm-dd)..............
Gender:..........................
Marital status:..................
Next Of Kin: .....................
Location:
Home address:....................
City:.............................
State/province:..................
Zip/postal code:.................
Country:.........................
Phone:...........................
Fax:.............................
Mobile/cellular:.................
E-mail:...........................
Job Title:
Occupation:......................
Company name:..................
Monthly Income:..................
Work address:....................

SOME ANSWERS FAQS (Frequently Asked Questions)

1. How does the program work?
We provide all kinds of loan; we can fund quickly, typically within 96
hours of receiving the final documents from you. Money is available for
adequately collateralized loans on single-family residential houses and
other Real Property including commercial projects and private
individual/home loans. There are just 4 simple steps to our loan: get a
contract, fill out the applications, provide the required documents, and
close the loan.

2. What is the interest rate?
The interest rate depends upon the project; the rate is 3% interest which
can be paid monthly depending on the duration of borrower.

3. How long is the loan for?
You can choose a convenient duration, to suite your paying rate. There is
no pre-payment penalty

4. Does my credit matter?
No

5. How do you decide how much to loan?
The maximum amount i loan is $250,000,000 and the minimum is $ 10,000 so it
is possible for you to get a loan.

6. Where do you loan?
I give loan to clients Worldwide

7. How long does it take to fund?
After submitting the Loan Application, you can expect a preliminary answer
less than 24 hours and funding within 72-96 hours of receiving the
information we need from you.

8. How much will my re-payments be?
That will be calculated for you and sent to you in a repayment schedule.

9. Do we give out International Loan outside UK?
Yes we give loan out to any part of the world.

I ____________________ hereby declare that the information provided in this
application is true and correct. That any intentional or negligent
misrepresentation of this information contained in this application may
result in civil liability, including monetary damages, to any person who
may suffer any loss due to reliance upon any misrepresentation that I have
made on this application, and/or in criminal penalties including, but not
limited to, fine or imprisonment or both under the provisions of Title 18,
United Kingdom Code, Sec. 1001, et seq.

Yours Sincerely,
Mr. Bryan Gibson
Head, Marketing Department
Direct Finance Loan Lender Inc.





Anti-fraud resources: