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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "ANDREW A. MCELWEE JR" <info@chanchinh.com.vn>
Reply-To: <andrew.mcelweejr@mailbox.sk>
Date: Fri, 8 Oct 2010 16:41:52 -1000
Subject: Chubb Insurance

Chubb Insurance Company Of Europe S.E.
106 Fenchurch Street ,
London ec3m 5nb Uk .

Chubb personal insurance cash accumulation masterpiece policyholder
ownership.

Dear friend,

Forgive my indignation if this message comes to you as a surprise and may
offend your personality for contacting you without your prior consent and
writing through this channel. I got your contact from a professional
database found on the internet while searching for a reliable and honest
person that will assist me to safeguard fund into an account. I was
divinely inspired to pick your name among all other names found in the
database.

My name is Andrew Mcelwee Jr. chief operating officer, personal insurance
department of the chubb insurance company of Europe S.E. I am writing in
respect of a foreign client [masterpiece policyholder] of the above named
insurance company [Engr.William F. Abrahamson of America] who perished in
the US 9/11/2001,terrorist attack with other passengers aboard as you are
aware of this fact or can confirm it yourself.

Since the demise of Engr.William F. Abrahamson, i personally have watched
with keen interest to see the beneficiary to his masterpiece policyholder,
but all has proved abortive as no one has reported to claim his benefit of
[personal insurance cash accumulation masterpiece policyholder ownership]
of total sum amounting to 15,860 000.00 [fifteen million eight hundred and
sixty thousand pounds sterling] only, exiting with the insurance company
when added up the following bonus: basic allowance, waiver premium and
accidental indemnity, which has been with the insurance company for a very
long time unclaimed.

On this very note; as no one has come to put up any claim report to our
office as regards to the beneficiary to the masterpiece policyholder
ownership and the insurance ethic here in the UK, regulated by the
financial service authority (FSA) rules for the conduct of UK business,
insurance code and business insurance code standards of which chubb
insurance company is a member of the financial ombudsman scheme. Does not
allow such claim to stay for over more than many years, because the
company shall have power after ten good years to discontinue the policy
and terminate the insured masterpiece policyholder ownership benefits.

In view of the aforementioned, after i was convinced in my mind that your
name could be used as the beneficiary to this masterpiece policy holder
ownership claim. The need for a foreigner as the beneficiary to claim the
master piece policy holder ownership is occasioned by the fact that the
[client] masterpiece policy holder ownership was a foreigner and as a
staff of the company i cannot stand as the beneficiary to a foreigner in
this claim.

I therefore propose that 40% of this above fund will be for you as a
foreign participant in respect of your involvement, compliance and full
co-operation towards the successful claimant, while 5% will be for any
expenses that might be incurred in the process of procuring satisfactory
proof documents to be issued on your name legally for back-up to enable
chubb insurance company of Europe S.E pay the lump sums and allowance
benefits as set out under the chubb personal insurance cash accumulation
masterpiece policy holder ownership scale of compensation and the rest
fund will be for me. Thereafter, i will visit your country for
disbursement of fund as i am almost due for retirement upon the receipt of
your positive reply, i will then inform you the next step to take.

I will not fail to bring to your good notice that this deal is 100% hitch
free, as the whole required arrangement has been skillfully perfected for
the masterpiece policy holder ownership claim.

My highest considerations and regards as i await your urgent response.

Thank you.

Andrew Mcelwee, jr.
Direct Tel: +447024015768 OR 009447024015768
Email: andrew.mcelwe@mailbox.sk



Note: if you are finding it difficult to reach me via email, please
endeavor to call me on my direct 24 hours telephone number: +447024015768
and i will respond to you immediately.

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