From: (sent from abused email account)
Reply-To: pronald43@yahoo.com
Date: Tue, 19 Apr 2011 23:36:59 +0530
Subject: Good Day


--
Name: Ronald peter

Email:pronald43@yahoo.com

Good day,

I am Ronald Peter, staff of Royal Bank Of Scotland. I am contacting
you concerning a deceased customer and an investment he placed under
our banks management eight years ago. I would respectfully request
that you keep the contents of this mail confidential and respect the
integrity of the information you come by as a result of this mail.

I contacted you independently of our investigation and no one is
informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you. In 2001, the
subject matter came to our bank to engage in business discussions with
our private Banking division. He informed us that he had a financial
portfolio of Twenty Two Million Three Hundred and Fifty Thousand
United States Dollars ($22,350,000.00 USD), which he wished to have us
turn over (invest) on his behalf. I was the officer assigned to his
case; I made numerous suggestions in line with my duties as the
de-facto chief operations officer of the private banking sector,
especially given the volume of funds he wished to put into our bank.
We met on numerous occasions prior to any investments being placed. I
encouraged him to consider various growth funds with prime ratings.
The favored route in my advice to customers is to start by assessing
data on 6000 traditional stocks and bond managers and 2000 managers of
alternative investments. Based on my advice, we spun the money around
various opportunities and made attractive margins for our first months
of operation, the accrued profit and interest stood at this point at
over Three million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.

In mid 2002, he asked that the money be liquidated because he needed
to make an urgent investment requiring cash payments in here in the
United Kingdom. He directed that I liquidate the funds and deposit it
with a security firm here in London. I informed him that the bank
would have to make special arrangements to have this done and in order
not to circumvent due process, the bank would have to make a 9.5 %
deduction from the funds to cater for banking and statutory charges.
He complained about the charges but later came around when I explained
to him the complexities of the task he was asking of us. Cash movement
across borders has become especially strict since the incidents of
9/11. I contacted my affiliate here in London and made the funds
available to the bank. I undertook all the processes and made sure I
followed his precise instructions to the letter and had the funds
deposited at the London based Bank , this bank is a specialist private
firm that accepts deposits from high net worth individuals and blue
chip corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small and highly
private organization is familiar especially to the highly placed and
well-connected organizations. In line with Instructions, the money was
deposited with the Bank, The deceased told me he wanted the money;
there in anticipation of his arrival from Norway later that week. This
was the last communication we had, this transpired around 25th June
2003. In June last year, we got a call from the Bank informing us that
the activity of that particular portfolio. This was an astounding
position as far as I was concerned, given the fact that I managed the
private banking sector I was the only one who knew about the deposit
at the Bank, and I could not understand why the deceased ha d not come
forward to claim his deposit. I made futile efforts to locate the
deceased. I immediately passed the task of locating him to the
internal investigations department of the Bank. Four days later,
information started to trickle in, apparently our client was dead. A
person who suited his description was declared dead of a heart attack
in Cannes, South of France.

We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into
possible surviving next of kin to alert about the situation and also
to come forward to claim his estate. If you are familiar with private
banking affairs, those who patronize our services usually prefer
anonymity, but also some levels of detachment from conventional
processes. In his bio-data form, he listed no next of kin. In the
field of private banking opening an account with us means no one will
know of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts anonymous. This
bank also gives the choice to depositors of having their mail sent to
them or held at the bank itself, ensuring that there are no traces of
the account and as I said, rarely do they nominate next of kin.

Private banking clients apart from not nominating next of kin also
usually in most cases leave wills in our care, in this case; the
deceased died without a testament .In line with our internal processes
for account holders who have passed away, we instituted our own
Investigations in good faith to determine who should have right to
claim the estate. This investigation has for the past months been
unfruitful. We have scanned every continent and used our private
investigation affiliate companies to get to the root of the problem.
It is this investigation that resulted in my being furnished with your
details as a possible relative of the deceased. My official capacity
dictates that I am the only party to supervise the investigation and
the only party to receive the results of the investigation. What this
means, you being the last batch of names we have considered, is that
our dear late fellow died with no known or identifiable family member.
This leaves me as the only person with the full picture of what the
prevailing situation is in relation to the deposit and the late
beneficiary of the deposit.

According to practice, The Bank will by the end of this financial year
broadcast a request for statements of claim to the Bank.
failing to receive viable claims they will most probably revert the
deposit back to the Bank. This will result in the money entering the
Bank accounting system and the portfolio will be out of my hands and
out of the private banking division. This will not happen if I have my
way. What I wish to relate to you will smack of unethical practice but
I want you to understand something. It is only an outsider to the
banking world who finds the internal politics of the banking world
aberrational.

The world of private banking especially is fraught with huge rewards
for those who occupy certain offices and oversee certain portfolios.
You should have begun by now to put together the general direction of
what I propose. I alone have the deposit details and they will release
the deposit to no one unless I instruct them to do so. I alone know of
the existence of this deposit for as far as the Bank is concerned, the
transaction with our late customer concluded when I sent the funds to
the bank, all outstanding interactions in relation to the file are
just customer services and due process. The Bank has no single idea
of what the history or nature of the deposit. They are simply awaiting
instructions to release the deposit to any party that comes forward.
This is the situation. This bank has spent great amounts of money
trying to track this mans family; they have investigated for months
and have found no family. The investigation has come to an end. My
proposal; you share similar details to the late fellow; I am prepared
to place you in a position to instruct the bank to release the deposit
to you as the closest surviving relation. Upon receipt of the deposit,
I am prepared to share the money with you in half. That is: I will
simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 50/50.I would have gone ahead to
ask the funds be released to me, but that would have drawn a straight
line to me and my involvement in claiming the deposit. I assure you
that I could have the deposit released to you within a few days. I
will simply inform the bank of the final closing of the file relating
to the deceased I will then officially communicate with the Bank and
instruct them to release the deposit to you. With these two things:
all is done. The alternative would be for us to have the Bank direct
the funds to another bank with you as account holder. This way there
will be no need for you to think of receiving the money from The Bank.
We can fine-tune this based on our interactions. I am aware of the
consequences of this proposal. I ask that if you find no interest in
this project that you should discard this mail. I ask that you do not
be vindictive and destructive. If my offer is of no appeal to you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal.

You may not know this but people like myself who have made tidy sums
out of comparable situations run the whole private banking sector. I
am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics
of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let this chance pass me
by, for once I find myself in total control of my destiny. These
chances won’t pass me by. I ask that you do not destroy my chance, if
you will not work with me let me know and let me move on with my life
but do not destroy me. I am a family woman and this is an opportunity
to provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking. I have evaluated the
risks and the only risk I have here is from you refusing to work with
me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted
you into the center of relevance in my life. Let share the blessing.
If you find yourself able to work with me, contact me through this
same email account. If you give me positive signals, I will initiate
this process towards a conclusion. I wish to inform you that should
you contact me via official channels; I will deny knowing you and
about this project. I repeat, I do not want you contacting me through
my official phone lines nor do I wouldn’t you contacting me through my
official email account. Contact me only through the numbers I will
provide for you and also through this email address. I do not want any
direct link between you and me. My official lines are not secure
lines as they are periodically monitored to assess our level of
customer care in line with our Total Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am
a family man, I have a wife and children. I send you this mail not
without a measure of fear as to what the consequences, but I know
within me that nothing ventured is nothing gained and that success and
riches never come easy or on a platter of gold. This is the one truth
I have learnt from my private banking clients. Do not betray my
confidence. If we can be of one accord, we should plan a meeting, soon.

I await your response.


Ronald Peter.










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