fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- This email lists mobile phone numbers. Use of such numbers is typical for scams because they allow criminals to conceal their true location. They can receive calls in an Internet cafe from where they send you emails, while pretending to be in some office.
- +447045740963 (UK, redirects to a mobile phone in another country)
Fraud email example:
From: "HALLMARK FINANCIAL SERVICES INC" <email@example.com>
Date: Tue, 30 Aug 2011 08:44:44 +0200 (CEST)
Subject: Apply !!!
HALLMARK FINANCIAL SERVICES INC
Company Address: 32 Spring Road,
Chelmsford, Essex, AW6 1AW.
I'm Mr. Mark J. Morrison the President and Chief Executive Officer of
HALLMARK FINANCIAL SERVICES INC.
We are here to announce to you that we are giving out a cheap loan at 4%
interest rate available for local and international borrowers. We are well
certified, trustworthy, reliable, efficient, Fast and dynamic and a
co-operate financier for real Estate and any kinds of business finances,
we give out long term loan for 5 to 30 years maximum. We offer the
following kinds of loans and many more; $20,000.00USD Minimum up to a
maximum of $50,000,000.00USD to $200,000,000.00USD with World Class
standard facilities and to make sure that the funds gets into your bank
account in the next 24hours, we offer the following kinds of loan:
* Personal Loans
* Student Loan
* Business Loans
* Consolidation Loan
* Combination Loan
* Home Enhancement
* Car Loan
Please if you are interested kindly fill the form below for more information:
First Name: _________________
Last Name: ________________
Date of Birth: ___________________
Marital Status: ___________________
Contact Address: _________________
Monthly Income: ___________________
Loan Amount Needed: _____________
Loan Duration: _____________
Mr. Mark J. Morrison,
(President and Chief Executive Officer)
Tel: (+44) 704-5740-963
Company E-mail: firstname.lastname@example.org
HALLMARK FINANCIAL SERVICES INC©.