419 scam: "HERITAGE FINANCE INT. BANK" <heritagefinance@post.com> Your Western Union Installment Payment

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "western union" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "inheritance funds" (a common phrase found in 419 scams)
- "million united states dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Western Union money transfer is completely untraceable and therefore is *not* safe to use with anyone you do not know personally. It is the preferred method of online criminals to collect money from their victims.
This email lists mobile phone numbers. Use of such numbers is typical for scams because they allow criminals to conceal their true location. They can receive calls in an Internet cafe from where they send you emails, while pretending to be in some office.
- +34672568977 (Spain, prepaid mobile phone)

Fraud email example:

From: "HERITAGE FINANCE INT. BANK" <heritagefinance@post.com>
Reply-To: "Mrs. Ana Maria Mendez" <WesternUnion-HFIB@fastservice.com>
Date: Sun, 16 Oct 2011 12:01:17 -0700
Subject: Your Western Union Installment Payment

HERITAGE FINANCE INT. BANK
Calle Alcala 42
28014 MADRID - SPAIN
Western Union Department.
In Conjunction with United Nations Organization
UNO Compensation payment Committee.

Date: 15/10/2011

Attn: Beneficiary,

This order of transfer is from European Union, IMF, ECB,World Bank, Africa Union, Greek Tourist Board, United Nation has mapped out funds running into Millions of United States Dollars for the settlement of all outstanding debts (Including
Lottery Winnings, Contract payments, Inheritance Funds payments etc) to persons who are yet to receive their long pending funds. The United Nations Organization have directed us, the Heritage bank here in Spain to take up this assignment
and ensure that those whose Email addresses and names fall within this approved beneficiaries list. Bonanza to all the European country Nations/Asia/Middle East/central, North, South America/Africa, New Zealand, Australia (Citizens
only)each to fight away the Economic Problem in the globe.

Below: Is the conference meeting when the world leaders assigned to amend this bonanza into law to serve the needs of the citizens 2011: http://www.weforum.org/en/events/ArchivedEvents/AnnualMeeting2010/Wednesday27/index.htm.

This is not a lottery offer or any fishing source to get money online but only a bonanza to help fight back the economic down turn, below is the debates of the economic forum at Davos: http://www.youtube.com/user/thedavosquestion.

We have therefore been directed by the United Nations Security Council to make to you a compensation payment of US$1,000,000.00 (One Million United States Dollars Only) being one of the listed beneficiaries. Be informed that a first part
payment of sum of US$5000 (Five Thousand U.S Dollars) shall be sent to you on a daily basis which is the maximum transferable amount allowed by Western Union Money Transfer per transaction here in the Spain.

We will send you US$5,000 on a daily basis until we finish your payment of US$1,000,000.00 as directed by The United Nations which is applicable to all those involved in this Compensation payment exercise. Now you are advised to contact
Mrs. Ana Maria Mendez immediately in Western Union Department Customer Service: +(34) 632 525 572 email: WesternUnion-HFIB@fastservice.com, to enable us make the first instalment payment of Five Thousand dollars ($5000).You are to
provide us with the following information to facilitate your payment.

Your full names:
Your full contact address:
Your Country of residence:
Your mobile telephone numbers:
Your identification:
Your age and occupation, Etc.
(Bank Transfer Optional)

We shall send you all payment information to be able to track your money on the Western Union official Website (www.westernunion.com) upon the confirmation of your details as listed above while you proceed to any of Western Union
offices close to you to pick it up accordingly.

Yours Faithfully,

Dr. Danny Lopez
Accounts Manage
TEL: +34 672 568 977

**HERITAGE BANK is incorporated in Madrid with limited liability by HERITAGE TRUST 1853, Reference number ZC 18**.

Note: This message is intended for the use of the person or entity to which it is addressed to and contains information that is privileged and confidential, the disclosure of which is governed by applicable law. If the reader of this message is
not the owner of the email it is addressed to, you are hereby notified that any dissemination, distribution or copying of this information is STRICTLY PROHIBITED. Thanks for your cooperation, Heritage Finance Int. Bank Spain.

Anti-fraud resources:

What can you do when you receive 419 spam