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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: richard phillips77 <rp6445835@gmail.com>
Reply-To: phillipsrichard747@gmail.com
Date: Tue, 10 Sep 2013 10:03:47 +0100
Subject: HEARTLAND LOAN & FINANCE SERVICES LIMITED

*
http://t3.gstatic.com/images?q=tbn:ANd9GcQ8XUlcGWoelkbWGtNEd_inGdWNMYpJLGX_eHhqlJyGCbE4CxXLRA

HEARTLAND LOAN & FINANCE SERVICES LIMITED
47B Murtala Muhammed Drive 1st floor.
Ikoyi, Lagos, Nigeria .
Tel:234 7044756842 / 234 8096345396
Email: heartlandloan.financeservices@gmail.com

Dear.Sir/Madam,

This is to inform you of our affordable loan investment offer. But then,
Finance Service (with over 13 years experience) is a private company that
provides financial services with a flexibility that your everyday bank
cannot afford to provide. Principal loan amounts range from $1,000 to
$100,000,000 USD. Which of course depends on the purpose of the loan
applicant needs for his/her project? Then here i am at your door step to
help you achieve your dream, if you are interested in obtaining a loan in
my company to start up business or any other thing that will benefit you
and the world in general, i am here to help you out. To start with, You are
require to get back to us by filling the application form and return for
further processing.

The interesting part is our low interest rate of 0.3% monthly and 3% per
annual which depends on the payment period of up to 5years. If you are
interested in obtaining this type of opportunity for your Business
expansion or to open a very large profitable business, Then, Heartland Loan
Finance Service, is here to help you build your foundation.

Below is the Loan Application which will be forwarded to the processing and
inspection department.

FILL AND RETURN THIS APPLICATION FORM
Name:____________ ___
Address/Appt:______________________
City/State/Zip:____________
Country_________________
[State..] __________
++++++++++
Phone:________________
Contact By:
[Home Phone] [Anytime..]
License:________________________
[Male/Female]_____________________
Date of Birth_____________________
Loan Duration: _________________
Loan Amount: __________
Monthly Income____________

IDENTIFICATION NEEDED:.

Furthermore be informed that you will also need a form of Identification
which can be either a Driver's License or your working Identity card as
well as an International Passport if you have one. In acknowledgment to
this mail, we can start the processing of your loan.
Thanks for your understanding.
Yours faithfully,

Dr.Richard Phillips
Executive Director
Heartland Loan Serv.
*

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