419 scam: Jim Carter Loan Offer Apply now

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: Jim Carter
Reply-To: <carterfinancialservice@hotmail.com>
Date: Mon, 2 Nov 2015 13:07:43 +0100
Subject: Loan Offer Apply now

I am a private loan lender by Name Mr.Jim Carter, i give certified loans to serious minded individuals and company at an interest rate of 3 %.Our lending program fills the void between traditional bank business loans and less attractive avenues of financing, such as taking on partners.In short, through our program, you can secure lending where most banks stop. you can arrange any loan to suit your budget and our loans are well insured, for maximum security is our priority and you can receive your loan in the next 48 hours after approve. Cash Paid into your Bank Account within 3 days. Simple one page form to fill in.

Borrower`s Data FORM.[Fill & Return]

Name:
Address:
Loan Amount:
Loan duration:
Nationality:
Country:
State:
Zip/Code:
Gender:
Phone:
Age:
Marital Status:
Contact
Attach an identity card:
Have you apply a loan before (yes or no)

Approval is fast. Forms are easy to fill and we render you the service. You shall receive the loan terms as soon as you summit the loan form so i look forward to hearing from you.An acknowledgment to this mail, we can start with the processing of your loan.There is more to gain by getting loan from this company.

[Motto: More than lending]

Warmest Regards,
Mr Jim Carter

Anti-fraud resources:

What can you do when you receive 419 spam