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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "FEDERAL RESERVE BANK" (may be fake)
Reply-To: <alvaradolgas@gmail.com>
Date: Thu, 29 Sep 2016 08:16:33 +0100
Subject: ATTEN:BENEFICIARY!!REGARDING THE TRANSACTION OF $22.5M fo

Head Office
Federal Reserve Bank of New York
33 Liberty Street
New York, NY 10045
Tel:+(646) 598-7158


Atten: Beneficiary,

The Federal Reserve Bank,hereby contact you in regards to the $22.5m transaction allocated to you from the United Nations as part of there yearly developmental program.We have been waiting for you to get the needed document for the approval of the funds $22.5m,As you have been notified earlier,by the appropriate agency,but till this moment never heard from you.This is to notify you that your delay is affecting the transaction and we have been instructed by the Board of Directors ,that if you did not get the documents on time,the transaction should be cancelled and reallocated to your representatives.

Attached is the scanned copies of your representatives.
Awaiting your urgent response.


Janet L. Yellen
Chairman Board of Governors,
Federal Reserve Bank
Tel:+(646) 598-7158

Anti-fraud resources: