fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "deadline" (scammers rush victims so they don't have time to think properly)
- This email message is a next of kin scam.
Fraud email example:
From: "Richard Bance." (may be fake)
Date: Wed, 5 Dec 2018 11:23:21 -0000
Subject: Re: Final Notice
Contacting you through this method is not with the intention to delve into your privacy without caution or distract you with my intents Endeavour. I decided to reach you with the hope of building a relationship of trust, reliance and confidence which you will come to understand and appreciate in future. My name is Richard Bance; I am an Investment Banker with a leading investment Bank in Hong Kong. Your contact details was taken from the World residential portfolio, in the quest for a last name similar to that of a late customer from my bank, who was an oil and Agriculturist cum Consultant that lived in Hong Kong for about nine years.
The late customer deposited a lump sum of US$61,080,000.00 which was placed under our custody as investment funds. Your bearing the same last name with the deceased customer has prompted me to present you as his next of kin to apply and claims the deposit he had with our investment bank, to avoid the confiscation of the said funds by the authorities. Such funds are conferred to the governments treasury if all effort to find heirs, next of kin or members of the deceaseds family proves abortive in all ways during the specified period, required to find a beneficiary to claim the funds. However, this law is unjust and inhuman as it often creates avenues for the top officials of some financial institutions to divert such fortunes for their own selfish use. On that note, I decided to search for any of my late client's relative which has proved abortive as he did not declare officially any Next of kin or beneficiary.
I am contacting you because you share the same last name with my late client; I know you are not related but after countless efforts to locate direct relative to the late client, due to the (6) six months final notice from the Bank to find a beneficiary to the fund, and failure to meet up with this deadline means the fund will be liquidated to the Bureau as unclaimed fund and that I forbid happening. Against this backdrop, I decided to contact you to join me to put claims on this deposit before it`s forfeited to the authorities.
My suggestion to you is that, I would like to present you as the Next of Kin and beneficiary to this deposit, since you are both foreign nationals and you share same last name by virtue of my position, I will now place your name as the Next of kin/Beneficiary to the late client and I will prepare the relevant legal documentations that will assist to facilitate the release of the fund to you without any breach of the law.
My anticipated percentages for sharing shall be fair enough 45% for me, 45% for you and 10% for charity and to take care of all expenditures.
Respond to my private email: email@example.com
Note that I have worked out all modalities to complete this transaction successfully, be rest assured that the transaction is 100% legal and risk free. I await your feedback, so I can furnish you with the necessary details to get started.