fighting spam and scams on the Internet
|
Try our spam filter! Free trial for 30 days |
 |
|
|
joewein.de LLC fighting spam and scams on the Internet |
|
|
|
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Fraud email example:
From: "mrchenqin xuan" <mrchenqinxuan14@msn.com>
Reply-To: mrchenqingxuan1980@yahoo.com.hk
Date: Mon, 05 Sep 2005 23:40:30 +0000
Subject: reply soon.
Chen Qingxuan
Lloyds TSB Pacific Limited
Hong Kong Branch
Thank you for giving me your time. Please be patient and read my email
to you.
I am a staff of Lloyds TSB Group attached in Private Banking
services. I am contacting you concerning a customer and, an investment
placed under our banks management 3 years ago, I contacted you
independently of our investigation and no one is informed of this
communication and I would like to intimate you with certain facts that
I believe would be of interest to you.
In 2000, the subject matter; ref: bb/tsb/bank/73 came to our bank to
engage in business discussions with our Private Banking Services
Department. He informed us that he had a financial portfolio of 8.35
million United States Dollars, which he wished to have us turn over on
his behalf. I was the officer assigned to his case; I made numerous
suggestions in line with my duties as the de-facto chief operations
officer of the Private Banking Services Department, especially given
the volume of funds he wished to put into our bank. We met on numerous
occasions prior to any investments being placed. I encouraged him to
consider various growth funds with prime ratings. The favored route in
my advice to customers is to start by assessing data on 600
traditional stocks and bond managers and alternative investments.
Based on my advice, we spun the money around various opportunities and
made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 10 million United
States Dollars, this margin was not the full potential of the fund but
he desired low risk guaranteed returns on investments. In mid 2001, he
asked that the money be liquidated because he needed to make an urgent
investment requiring cash payments in Europe. He directed that I
liquidate the funds and had it deposited with a firm in Europe. I
informed him that our bank would have to make special arrangements to
have this done and in order not to circumvent due process, the bank
would have to make a 9.5 % deduction from the funds to cater for
banking and statutory charges. He complained about the charges but
later came around when I explained to him the complexities of the task
he was asking of us. Cash movement across borders has become
especially strict since the incidents of 9/11.
I contacted my affiliate in Europe and had the funds available in main
land Europe. I undertook all the processes and made sure I followed
his precise instructions to the letter and had the funds deposited in
a security consultancy firm, the firm is a specialist private firm
that accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions
that need immediate access to cash. This small and highly private
organization is familiar especially to the highly placed and well-
connected organizations. In line with instructions, the money was
deposited. He told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication
we had, this transpired around 25th February 2002. In June last year,
we got a call from the security firm informing us of the inactivity of
that particular portfolio. This was an astounding position as far as I
was concerned, given the fact that I managed the private banking
sector I was the only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit. I made
futile efforts to locate him I immediately passed the task of locating
him to the internal investigations department of our bank. Four days
later, information started to trickle in, that he was apparently dead.
A person who suited his description was declared dead of a heart
attack in Cannes, South of France. We were soon enough able to
identify the body and cause of death was confirmed.
The bank immediately launched an investigation into possible surviving
next of kin to alert about the situation and also to come forward to
claim his estate. If you are familiar with private banking affairs,
those who patronize our services usually prefer anonymity, but also
some levels of detachment from conventional processes. In his bio-data
form, he listed no next of kin. In the field of private banking,
opening an account with us means no one will know of its existence,
accounts are rarely held under a name; depositors use numbers and
codes to make the accounts anonymous. This bank also gives the choice
to depositors of having their mail sent to them or held at the bank
itself, ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking clients
apart from not nominating next of kin also usually in most cases leave
wills in our care, in this case; he died in testate.
What I wish to relate to you will smack of unethical practice but I
want you to understand something. It is only an outsider to the
banking world who finds the internal politics of the banking world
aberrational. The world of private banking especially is fraught with
huge rewards for those who occupy certain offices and oversee certain
portfolios. You should have begun by now to put together the general
direction of what I propose. There is US$ 8,370,000.00 deposited, I
alone have the deposit details and they will release the deposit to no
one unless I instruct them to do so. I alone know of the existence of
this deposit for as far as the finance firm, the transaction with our
deceased customer concluded when I sent the funds to the firm, all
outstanding interactions in relation to the file are just customer
services and due process. The finance firm has no single idea of
what's the history or nature of the deposit. They are simply awaiting
instructions to release the deposit to any party that comes forward.
This is the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated for months
and have found no family. The investigation has come to an end. My
proposal; I am prepared to place you in a position to instruct the
finance firm to release the deposit to you as the closest surviving
relation. Upon receipt of the deposit, I am prepared to share the
money with you in half and no more. That is: I will simply nominate
you as the next of kin and have them release the deposit to you. We
share the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that
would have drawn a straight line to me and my involvement in claiming
the deposit. But on the other hand, you with a similar name as the
original depositor would easily pass as the beneficiary with the
rights to claim. I assure you that I could have the deposit released
to you in a few days. I will simply inform our bank of the final
closing of the file relating to the customer. I will then officially
communicate with the finance company and instruct them to release the
deposit to you.
With these two things: all is done. The alternative would be for us to
have the firm direct the funds to another bank with you as account
holder. This way there will be no need for you to think of receiving
the money from the firm. We can fine-tune this based on our
interactions. I am aware of the consequences of this proposal. I ask
that if you find no interest in this project that you should discard
this mail. I ask that you do not be vindictive or destructive. If my
offer is of no appeal to you, delete this message and forget I ever
contacted you. Do not destroy my career because you do not approve of
my proposal. You may not know this but people like myself who have
made tidy sums out of comparable situations run the whole private
banking sector. I am not a criminal and what I do; I do not find
against good conscience, this may be hard for you to understand, but
the dynamics of my industry dictates that I make this move. Such
opportunities only come ones' way once in a lifetime. I cannot let
this chance pass me by I hope you understand because for once I found
myself in total control and face to face with my destiny. These
chances won't pass me by. I ask that you do not destroy my chance, if
you will not work with me let me know and let me move on with my life
but do not destroy me. I am a family man and this is an opportunity to
provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking. I have evaluated the
risks and the only risk I have here is from you refusing to work with
me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted
you into the center of relevance in my life. Let's share the blessing.
If you find yourself able to work with me, contact me through this
email account: mrchenqingxuan1980@yahoo.com.hk
If you give me positive signals, I will initiate this process towards
a conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone
lines nor do I want you contacting me through my official email
account. Contact me only through this email address. I do not want any
direct link between you and me. My official lines are not secure lines
as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Please, again, note I am
a family man; I happily married with two kids. I send you this mail
not without a measure of fear as to what the consequences might be,
but I know within me that nothing ventured is nothing gained and that
success and riches never come easy or on a platter of gold. This is
the one truth I have learned from my private banking clients. Do not
betray my confidence. If we can be of one accord, we should plan a
meeting, soon.
I await your response.
Sincerely,
Chen Qingxuan
Anti-fraud resources: