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Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
Fraud email example:
From: "Philipa Kosky Mrs." <philkosky@uk2.net>
Date: Fri, 26 May 2006 09:17:07 -0700
Subject: Business Initiative & Concept....
PLEASE ENDEAVOUR TO USE THIS FOR CHARITY.
My Dear,
Calvary Greetings!!
My name is Mrs. Philipa Kosky a 65yrs old lady. I am a cancer patient and a nationality of Kuwait. I am married to Mr.Sammy Herve who worked with Kuwait embassy in SWITZERLAND for nine years before he died in an automobile crash in December 1999. We were married for eleven years without a child. Before his death we were devoted Christians. When my late husband was alive we protected our assets of $USD20 Million through the purchase of a life insurance policy (Swiss variable annuities) from a Swiss life insurance company. I was irrevocably designates as beneficiaries of the policy. The purpose of this investment was to safe our principal capital and make use of accrues income from the annuities for our upkeep since the principal fund and the accrued interest are exempt from Swiss taxes under Swiss law. But unfortunately he died.
Recently, my Doctor told me that I would not last long due to my cancer problem. Though what disturbs, what bothers me most is stroke.I developed this sickness as a result of the sudden shock and hearth attack I had when the breaking news came to me on that faithful day that my husband was involved in an auto crash and died at the spot in the city of Zurich in December 1999.
Having known my condition I decided to liquidate these assets and donate this fund with all the accrued interests to church or better still a Christian individual that will utilize this money the way I am going to instruct here in. I want an individual that will use this fund to churches, Orphanages, Research centers and widows, propagating the word of God and to ensure that the house of God is maintained.
I took this bold decision because I don’t have any child that will inherit this money and my husband’s relatives are of questionable characters and are not Christians. And I don’t want my hard earned money to be misused by unbelievers and I would dislike a situation where this money will be used in an ungodly manner. Hence the reasons for taking this bold decision.
I am not afraid of death hence I know where I am going and everyone is entitling to death. I know that I am going to be in the bosom of the Lord. Exodus 14 VS 14 says that the lord will fight my case and I shall hold my peace. I don’t need any telephone communication in this regard because of my health and for the presence of my family relatives around me always. I don’t want them to know about this development. With God all things are possible. I shall reward you with 20% of the said amount and have 5% to cover any exigencies.
I have briefed my attorney about this development. As soon as I receive your reply I shall give you the contact of my attorney in London, whom shall issue you my power of authority and other documents that would enable the trust company to transfer the fund to you. I want you and the church to always pray for me. My happiness is that I lived a life of a worthy Christian. Whoever that wants to serve the Lord must serve him in spirit and truth. Please always be prayerful all through your life. Any delay in your reply will give me room in sourcing for other people for this same purpose.
Please assure me that you will act accordingly as I stated here. Expecting to hearing from you. Remain blessed in the name of the Lord.
Reply to: philkosky@uk2.net
Yours in Christ,
Mrs. Philipa Kosky
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