fighting spam and scams on the Internet
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
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Some comments by the Scam-O-Matic about the following email:
Fraud email example:
Date: 20 Jun 2008 14:57:25 +0100
Subject: ATTENTION FOR IMMEDIATE RESPONSE
Thank you for giving me your time. Please be patient and read my email to you.
I work as an internal auditor for a Suisse Bank. Prior to this position, I was attached to Private Banking services. I am contacting you concerning an investment placed under our banks management; you are contacted independently out of investigation in the bank. I would like to intimate you with certain facts that I believe would be of interest to you.
In the year 1994, a certain single account holder (now deceased) came to our bank to engage in business discussions with our Private Banking Services Department. He informed us that he had a financial portfolio of 21 million United States dollars, which he wished to have us invest on his behalf. I was the officer assigned to his case; I then proceeded to provide numerous suggestions and advise in line with my duties as the de-facto Chief Operations officer of the Private Banking Services Department, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favored route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and alternative investments. Based on my advice, we spun the money around various opportunities and made very attractive profits margins during our first month!
s of operation; He desired low risk and guaranteed returns on investments, and as such we could not utilise the full potential of the funds.
At some point, he requested disinvestments and directed that the funds be deposited in a Fixed (Numbered) Deposit account in my branch for 12 calender months. His instructions were precisely followed to the latter and all the funds recalled from the active market and deposited. Upon maturity, I sent a routine notification to his forwarding address but got no reply. After a month, we sent a reminder and finally we discovered from his contract employers, that he died from an automobile accident. On further investigation, I found out that he died without making a WILL, and all attempts to trace his next of kin was fruitless. Further investigation of the said account revealed that the death occured in 1999, the exact year the account was last operated, also he did not declare any kin or relations in all his official documents, including his Bank Deposit paperwork in my Bank. This money is still sitting in my Bank and the interest is being rolled over with the principal sum at th!
e end of each year. No one will ever come forward to claim it. Banking regulation and legislation in Switzerland demand that I notify the fiscal authorities after a statutory time period of twelve years when dormant accounts of this type are called in by the monetary regulatory bodies. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios.
Consequently, my proposal is that I will like you as a foreigner to stand in as the next of kin. This is especially possible as you share same details as the said investor. This exactly is why I crave your participation and co-operation. I have seized all relevant documents (legal and Banking) that will facilitate our putting you forward as the claimant and beneficiary of the funds and ultimately transfer the money to any account nominated by you. Of course you shall be handsomely rewarded for your part in this transaction as I am prepared to share the deposit with you in halves 50% of the total funds for your efforts, less expenses. I shall however leave out the finer details of this transaction till I receive an affirmation of your desire to participate.
To maintain the level of security required to see this transaction come to a successful conclusion, I have intentionally left out the details. Please acknowledge receipt of this message in acceptance of our mutual partnership and endeavor by furnishing me with your Full Names, Date of Birth, Telephone Number, Fax Number, company / position held, Email address, Contact address and Postal address. These requirements will enable us file letter of claim to the appropriate departments for necessary approvals in your favor for the deposit to be released to you before the funds can be released for transfer.
There is no risk at all as all the paperwork for this transaction will be done by an attorney and with me as an insider guarantees the successful execution of this transaction. If you are interested, please reply immediately to this email: email@example.com
The dynamics of my industry dictates that I make this move. Such opportunities only come once in a lifetime. Do not betray my confidence and be rest assured that this transaction would be most profitable for both of us because I shall require your assistance to invest my share in your country.
Awaiting your urgent reply via my email: firstname.lastname@example.org
Thanks and regards.
Director, Investment Banking.
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