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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mrs Monica Tema" <>
Date: Mon, 7 Jul 2008 19:59:31 +0200

From: Mrs. Monica Tema

person from Sierra-Leone. I am married to Dr Ebenezer Tema who worked with
Sierra Leonian Embassy in South Africa for nine years before he died in the
year 2001. We were married for eleven years without a child. He died after a
brief illness that lasted for only four days. Before his death we were both
born again Christians and we lived happilly. Since his death, I decided not
to re-marry.

When my late husband was alive he secured $15Million (Fifteen Million U.S.
Dollars) with financial institution here in Cote D'Ivoire. Presently, this
money is still with the financial institution. Recently, my Doctor told me
that from all the test conducted on my health, I am not going to last long,
expecially, due to my cancer and stroke. But what disturbs me most now is

Having known my condition, I decided to donate this fund to churches or
Christian individual that will utilize this money the way I am going to
instruct. I want a church or individual that will use this money to fund
churches, Orphanages and Widows. Also, the propagation of the work of God,
building and maintaining the house of God through this money, is very

The Bible made us to understand that Blessed is the hand that giveth. I took
this decision because I don't have any child that will inherit this money
and my husband relatives are not Christians. I don?t want my husband's hard
earned money to be misused by unbelievers, for their own selfish interest
and in an ungodly manner. I am not afraid of death hence I know where I am
going. I know that I am going to be in the bossom of the Lord. Exodus 14 VS
14 says that the lord will fight my case and I shall hold my peace.

I don't need any telephone communication in this regard because of my
health, and because of the presence of my husband's relatives around me
sometimes. I don't want them to know about this development, but I know that
With God all things are possible.

As soon as I receive your reply I shall give you the contact of the
Financial institution in Ivory coast. I will also give you all information
regarding the deposit of this money. I will also issue you a letter of
authority that will empower you as the original- beneficiary of this fund. I
want you and your church to always pray for me because God work in
misterious ways. My happiness is that I lived a life of a worthy Christian.
Who ever that wants to serve the Lord must serve him in spirit and truth.
Please always be prayerful all through your life.

Any delay in your reply will give me room in sourcing for a church or
christian individual for this same purpose. Please assure me that you will
act accordingly as I stated herein. Hoping to hear from you soon.

Remain blessed in the name of the Lord.

Yours in Christ,
Mrs Monica Tema

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