419 scam: "Unity Trust Finance" <info@homeloan.com> Low Interest Loan (3%) Offer !!!

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- unity_trust@sify.com (email address has been used in a known fraud before)

Fraud email example:

From: "Unity Trust Finance" <info@homeloan.com>
Reply-To: unity_trust@sify.com
Date: Wed, 9 Sep 2009 06:58:19 +0000
Subject: Low Interest Loan (3%) Offer !!!

Good day Sir/Madam,

Welcome to Unity Trust Finance, a financial refuge and hope to people in
Need. Are you in need of adequate financing and do not know how to go
about it ? Are you wallowing in debts due to your bad credit score or lack
of financial assistance ? ( Our Ref: UTL AC/2009 ).

We are financial builders and gives out no credit check loans to all
ranging from personal, commercial, business venture, start up,
consolidation, refinance and all form of loans with our amounts ranging
from $5,000 - $50,000,000 with a fixed and very low interest rate of 3% on
a monthly/annual basis.

For more elaborate information on our services, our contact details is
stated below for your perusal and please do feel free in contacting us if
in need of financing as we will gladly fund and transact business with
you.

Contact Person: Mr. Mark Smith
Email: unity_trust@sify.com

Thanks for taking your time to view our advert and note that your
financial destiny is in your own hands, if you want to live that dream of
us, we are your best partners to help in making this dream a reality.

Have a nice and wonderful day.

Kind Regards,

Mr. PEGGY ELLIOTT
Online Coordinator
UNITY TRUST & FINANCIAL CONSULTANTS
Our Ref: UTL AC/2009

Anti-fraud resources:

What can you do when you receive 419 spam