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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Paul Mann" (may be fake)
Reply-To: <fip.lender@gmail.com>
Date: Sun, 11 Oct 2009 01:14:04 -0000
Subject: We offer leased instrument (BG & SBLC).

Dear sir,
I work with a private lender in London, United Kingdom, who has ability to raise bank instrument to corporate bodies and individual, we offer seasoned and fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, T strips and other. BG/SBLC Financing can offer individuals and corporations Leased Instruments. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options.


DESCRIPTION OF INSTRUMENTS:
* Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
* Total Face Value: Eur 5M MIN and Eur 1B MAX (Ten Billion USD).
* Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
* Age: One Year, One Month
* Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
* Delivery: Bank to Bank swift.
* Payment: MT-103 or MT760
* Hard Copy: Bonded Courier within 7 banking days.


The Leased Instruments includes: BG’s, Insurance Guarantees, MTN, (SBLC) Standby Letters of Credit and Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with all the details regarding this services.


Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers. You will work with your bank to ensure that the leased instruments will be returned to them before the maturity date. This Instrument can be monetized on your behalf for Trade in PPP. If interested in our bank instrument offer kindly contact me via Email: networths@yahoo.com.


Thank you,
Paul Mann

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