419 scam: "Hilltop Finance And Loan Services"<hilltop@discuz.org> Affordable Loan Services!

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "hilltopfinance@discuz.org" (this email address has been used in a known scam)
- "hilltopfinance@discuz.org" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "Hilltop Finance And Loan Services" (may be fake)
Reply-To: <hilltopfinance@discuz.org>
Date: Mon, 19 Oct 2009 20:46:47 -0700
Subject: Affordable Loan Services!

Dear Custormer,

Do you need finance in one way or another? Do you seek business or personal loans? You can borrow anything up to US$2.5M Dollars. Accept an affordable interest rate of 6%. Choose between 1 and 15 Years to repay. Get both Secured and Unsecured business and personal loans. Get the loan just on your signature.

Have the loan processed just as you want it. Fast and Urgent loans can be
provided. Generally we offer loan such as Personal Loans, Business Loans, Mortgage Loans, Automobile Loans, Debt Consolidation, Student Loans for just 6% interest . Minimum amount of Loan $5000.00USD to the maximum of $2.5M Dollars .

For your possible Dream about loan, Apply with us at Hilltop Finance And Loan Services.
* Beneficiary Full Names .................................
* Contact Address....................................................
* Requested Loan Amount.................................................
* Gross Monthly Income................................................
* Loan Duration.......................................................
* State/Country....................................................
* Tell/Fax No......................................................
* Occupation/Sex/Age................................................

Please all application and enquiry should be directed to online finance management. E-mail: hilltopfinance@discuz.org

Regards,
Ahmed Yusuf
Hilltop Finance And Loan Services
Email: hilltopfinance@discuz.org

Anti-fraud resources:

What can you do when you receive 419 spam