From: "DR. JOHN TAO" <drjohn_tao011@boc.com>
Reply-To: drjohn_tao011@yahoo.com.cn
Date: Sat, 19 Dec 2009 00:42:26 -0700
Subject: VERY IMPORTANT MESSAGE.



--

Good Day,

Greetings to you and your family, I am a staff of Private Banking Services at
the Bank of China (BOC). I am contacting you concerning our customer and, an
investment placed under our banks management 3 years ago.

I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a
result of this mail. I contacted you independently of our investigation and no
one is informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you.
In 2002, the subject matter; ref: bb/boc/bank/0012 came to our bank to engage
in business discussions with our Private Banking Services Department. He
informed us that he had a financial portfolio of 8.370 million United States
Dollars, which he wished to have us turn over (invest) on his behalf.

I was the officer assigned to his case; I made numerous suggestions in line
with my duties as the de-facto chief operations officer of the Private Banking
Services Department, especially given the volume of funds he wished to
put into
our bank. We met on numerous occasions prior to any investments being
placed. I
encouraged him to consider various growth funds with prime ratings.
The favored
route in my advice to customers is to start by assessing data on 6000
traditional stocks and bond managers and 2000 managers of alternative
investments. Based on my advice, we spun the money around various
opportunities
and made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund but he desired low
risk guaranteed returns on investments.

In mid 2004, he asked that the money be liquidated because he needed
to make an
urgent investment requiring cash payments in Europe. He directed that I
liquidate the funds and had it deposited with a firm. I informed him that the
bank would have to make special arrangements to have this done and in
order not
to circumvent due process, the bank would have to make a 9.5 % deduction from
the funds to cater for banking and statutory charges. He complained about the
charges but later came around when I explained to him the complexities of the
task he was asking of us. Cash movement across borders has become especially
strict since the incident of 9/11. I contacted my affiliate in and had the
funds available.

I undertook all the processes and made sure I followed his precise
instructions
to the letter and had the funds deposited in a security consultancy firm, the
firm is a specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash. This small and
highly private organization is familiar especially to the highly placed and
well-connected organizations. In line with instructions, the money was
deposited. He told me he wanted the money there in anticipation of his arrival
from Norway later that week. This was the last communication we had, this
transpired around 9th October 2004.

In January this year, we got a call from the security firm informing us that
the inactivity of that particular portfolio. This was an astounding
position as
far as I was concerned, given the fact that I managed the private banking
sector I was the only one who knew about the deposit , and I could not
understand why he had not come forward to claim his deposit.

I made futile efforts to locate him I immediately passed the task of locating
him to the internal investigations department of the bank of china. Four days
later, information started to trickle in, apparently he was dead. A person who
suited his description was declared dead of a heart attack in Canne, South of
France. We were soon enough able to identify the body and cause of death was
confirmed.

The bank immediately launched an investigation into possible surviving next of
kin to alert about the situation and also to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In the
field of private banking, opening an account with us means no one will know of
its existence, accounts are rarely held under a name; depositors use numbers
and codes to make the accounts anonymous. This bank also gives the choice to
depositors of having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I said, rarely do they
nominate next of kin. Private banking clients apart from not
nominating next of
kin also usually in most cases leave wills in our care, in this case; he died
intestate.

In line with our internal processes for account holders who have passed away,
we instituted our own investigations in good faith to determine who
should have
right to claim the estate. This investigation has for the past months been
unfruitful. We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem. The investigation did
not ever yield any result My official capacity dictates that I am the only
party to supervise the investigation and the only party to receive the results
of the investigation.

This leaves me as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of the
deposit. According to practice, the firm will by the end of this
financial year
broadcast a request for statements of claim to BOC, failing to receive viable
claims they will most probably revert the deposit back to BOC. This
will result
in the money entering the BOC accounting system and the portfolio will be out
of my hands and out of the Private Banking Services Department. This will not
happen if I have my way.

What I wish to relate to you will smack of unethical practice but I
want you to
understand something. It is only an outsider to the banking world who
finds the
internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those who occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is US$ 8,370,000.00
deposited, I alone have the deposit details and they will release the deposit
to no one unless I instruct them to do so. I alone know of the existence of
this deposit for as far as BOC is concerned, the transaction with our deceased
customer concluded when I sent the funds to the firm, all outstanding
interactions in relation to the file are just customer services and due
process.

They are simply awaiting instructions to release the deposit to any party that
comes forward. This is the situation. This bank has spent great amounts of
money trying to track this man's family; they have investigated for months and
have found no family. The investigation has come to an end.

My proposal; I am prepared to place you in a position to give instruction for
the release of the deposit to you as the closest surviving relation. Upon
receipt of the deposit, I am prepared to share the money with you in
half. That
is: I will simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 50/50. I would have gone ahead
to ask the
funds be released to me, but that would have drawn a straight line to
me and my
involvement in claiming the deposit. I assure you that I could have
the deposit
released to you within a few days. I will simply inform the bank of the final
closing of the file relating to the customer I will then officially
communicate
with the firm and instruct them to release the deposit to you. With
these two
things: all is done.

The alternative would be for us to have the firm direct the funds to another
bank with you as account holder. This way there will be
no need for you to think of receiving the money from the firm. We can fine-
tune this based on our interactions.

I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career because
you do not approve of my proposal. You may not know this but people
like myself
who have made tidy sums out of comparable situations run the whole private
banking sector. I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics of my
industry dictates that I make this move.

Such opportunities only come ones' way once in a lifetime. I cannot let this
chance pass me by, for once I find myself in total control of my
destiny. These
chances won't pass me by. I ask that you do not destroy my chance, if you will
not work with me let me know and let me move on with my life but do
not destroy
me. I am a family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well worth
undertaking. I have evaluated the risks and the only risk I have here is from
you refusing to work with me and alerting my bank. I am the only one who knows
of this situation, good fortune has blessed you with a name that has planted
you into the center of relevance in my life. Let's share the blessing.

If you find yourself able to work with me, contact me through this same email
account. If you give me positive signals, I will initiate this process towards
a conclusion. I wish to inform you that should you contact me via official
channels; I will deny knowing you and about this project. I repeat, I do not
want you contacting me through my official phone lines nor do I want you
contacting me through my official email account. Contact me only through this
email address. I do not want any direct link between you and me. My official
lines are not secure lines as they are periodically monitored to assess our
level of customer care in line with our Total Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a family
man; I have a wife and children. I send you this mail not without a measure of
fear as to what the consequences, but I know within me that nothing
ventured is
nothing gained and that success and riches never come easy or on a platter of
gold. This is the one truth I have learned from my private banking clients. Do
not betray my confidence. If we can be of one accord, send me your response on
this email drjohn_tao011@yahoo.com.cn to enable us commences this line of
discussion.

Best regards,

Dr. John Tao.