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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: atmcard pride <atmcard.pride@gmail.com>
Date: Tue, 23 Mar 2010 13:43:01 -0700
Subject: national Investment Bank limited, Bank of Ghana has approved your
payment of $2,500,000.00USD

Head Office.29 Central Ring Road
P.O BOX 9730
ACCRA-GHANA

Ref:....NIBGL/07N
Dear Beneficiary:

Am in receipt of your of a Dormant Account with National Investment Bank
limited,since May 2009.I found in the foreign Beneficiary file,that the Bank
of Ghana has now approved your payment of $2,500,000.00USD,being funds
recovered from your trunk boxes/vault with the Ghana Customs Excise &
Preventive Services.
We believe the world is a rich and diverse place full of interesting
cultures and people, who should be treated with respect and from whom there
is a great deal to learn from our innovative Banking service,hence the
introduction of National Investment Bank Platinum Plus Visa Egg ATM Card.
Your Dormant Account,value $2,500,000,00USD,with National Investment Bank
Ghana Limited,has been approved with NIBGL/GH to be paid via National
Investment Platinum Plus Visa Egg ATM Card mode,now you can enjoy the
highest level of service and quality.The National Investment Platinum Plus
Visa Egg ATM Card,will deliver the value you deserve.
With National Investment Platinum Plus Visa Egg ATM Card ,you can now have
Global access to your cash through any Cirrus/Maestro ATM cash
machines.National Investment Bank limited has come up, with their new mode
of transferring funds with National Investment Platinum Plus Visa Egg ATM
Card ,with maximum card limit of $2,500,000USD, at a time, to be reloaded
upon your directives, after exhausting your first installment ATM Card limit
of $2,500,000USD.
To qualify & be part of the National Investment Platinum Plus Visa Egg ATM
Card holder, you need to forward within 24hrs, scan copy of your
International.Passports or Drivers License,full given Names with complete
residential address description/road map & reachable telephone Numbers,with
official Debit card Processing charges of $1,250 United States Dollar,paid
and receive by the Debit Card registration/Processing office Mr. Justice
Unuafe, via Western Union or money grand,being Debit card Production
cost,A/C activation charges and delivery charges of your duly issued
National Investment Platinum Plus Visa Egg ATM Card .National Investment
Bank limited is also sole agent,to Western Union Worldwide Money Transfer
and money grand.
Our bank take great care to protect any of your information you supply for
issuance of your Debit Card,by encrypting it on your personal Card.
As a user of the National investment platinum Plus Visa Egg ATM Card,you are
entitled to initial cash value of $2,500,000USD,except as described in
connection with cash payment/reloading on your first issued card.All duly
issued Debit Card are valid for 3 years,with maximum value (MDV) on initial
Visa Egg ATM Card. Miscellaneous costs not included. Special Air delivery
arrangement will be taken care of,by DHL We have signed a delivery contract
agreement of all duly issued Debit Cards with DHL Ghana Ltd,in which your
Debit card will be delivered to your country within maximum of 4 days.
With this notification, your issuance of Visa Egg ATM Card will be issued
within 24hours, upon receiving your complete info.
And for your information an independent third parties cannot be part or
allowed to participate as your Debit Card Information is secure and
confidential to you alone as the card user,National investment Bank Debit
Card trade (Reg. No. 3204452-70).We are not responsible for errors and/or
omissions in any Program document.Program terms may change. Program will be
void where suppose user, does not respond within 24hours and as prohibited
by Debit Card Production regulation laws of National investment Bank Ghana
Limited.
Preferred cardholders receive annual benefits. Enjoy the freedom of choice
with cash rewards.*24HOURS CASH WITHDRAWAL*.Total value of funds to be
loaded at intervals cannot exceed $2,500,000USD limit of NIBGL /GH.Your
Personal data are inscribed on your Visa Egg ATM Card during
Production,which allows only you,to make use of your ATM card alone.
National investment Platinum Plus Visa Egg ATM Card,is an electronic
device,that allows a Card holder to make cash withdrawal and check Account
balances,without the need for a human Teller.You will identify yourself by
inserting the plastic Debit Electron Card,which follows with a magnetic
stripe or smart card with a chip that contains your registration numbers,you
will then verify your Pin pass code of four(4)digits,if the numbers are
entered incorrectly several times in a row(usually three times)most ATM's
will retain the card,as a security to prevent an unauthorized user from
discovering the Pin numbers by guesswork.
The Debit Electron Card from National investment Bank Ghana Limited with its
initial cash value of $2,500,000USD,are connected to Interbank Network
Worldwide,helping you to withdraw from the ATM's Machines not belonging to
the Bank,where you have your account you can use any Machines in any place
of your mind.
If your available credit is $1,500USD left in your already issued ATM's
Debit Card, your Card in use,will be reloaded with $2,500,000USD again,until
total $2,500,000,00USD, is been paid and receive,by the National investment
Bank Ghana Limited.
In the case of full withdrawal of the amount loaded in each Visa Egg ATM
Card,you will have to approach directly the cashier of your Bank and provide
your ATM card,which he will then take note of your registration number,for
your full cash payment,but with a commission deduction as stipulated by the
paying Bank,as foreign fees charges or commission thereabout. National
investment Platinum Plus Visa Egg ATM Card,offer around-the-clock (7 days &
24 hours) access to your funds.
You can also withdraw cash on a daily basis upon the regulated withdrawal
limit,installed on the ATM cash machine/Cash dispenser in use you can only
withdrawal from 10 to 45 USD in a day from your ATM card .For security
reasons,there is an audible orientation for first time user of National
investment Platinum Plus Visa Egg ATM Card.All audible information are
delivered privately through a standard jack on the face of the dispensing
machine. A user insert the headset card on the machines and hears
instructions such as"Press 1 for withdrawal and 2 for card secret Pin
codes,which is an audible orientation for first time users,describing
location of features,such as number key slot and card slot.
MBNA America, license Agent of National investment Platinum Plus Visa Egg
ATM Card, "The most rewarding Debit card of all,the National investment Bank
logo and symbol are service marks of MBNA America Bank, N.A. All other
company and product names and logos are the property of others and their
use,does not imply endorsement of,or an association with the Prudential
Platinum Plus Visa Egg ATM Card Finance program.
National investment Platinum Plus Visa Egg ATM Card,is a federally
registered service mark of ATM Card International Inc., and is used by MBNA
pursuant to license.MBNA America Bank, N.A., is the issuer and administrator
of this ATM Card program.
2009 MBNA/NIBGL FINANCE.
The National investment Platinum Plus Visa Egg ATM Card,is a global Debit
Electron Card,issued and administered by Individualized Bank Card Services
(IBS), a division of MBNA America Bank, N.A.National investment Bank Ghana
Limited with MBNA America Bank, has put up this program, to help ensure your
Financial success.
This new mode of payment of fund,via Debit card to foreign beneficiaries is
the first of its kind and National investment Bank Ghana Limited is the
first bank in Africa,to meet foreign customers needs.The Debit card has been
highly commended by our valued customers worldwide-Please, kindly mention
code NIBGL07N,as your Bank reference number.
National investment platinum Plus Visa Egg ATM Card, has come to stay, by
way of effecting instant cash payment, than the old way of transferring
funds via bank to bank swift wire transfer, which is always encountered with
enormous Document problems and delays, i.e: certificate of Money Laundering,
clearance approval from Regional Monetary Body,to mention but few.
With National investment Platinum Plus Visa Egg ATM Card, your funds will
be safe in your hands & Bank transaction reloading of balance amount due to
be paid you,will be done directly from the Value Card Production Unit.
National investment Platinum Plus Visa Egg ATM Card Dept.,has adopted the
following basic rules in order to ensure the privacy of all information
given by its customers applying for new Debit Cards:
Only your information believed to be necessary for the financial needs of
rendering of the Debit Card service by National investment Bank Ghana
Limited are obtained from you,your information is used to provide better
secure service and product,your information is disclosed to the National
investment Bank group and agencies to the extent permitted by law,your
information shall not be disclosed to any institution and entity other than
the (NIB) Group without your prior consent,your information can only be
disclosed to Bank of America Debit Card Regulatory and enforcement bodies
and authorities, or regulatory boards to which usage of ATM machine is
inserted Globally.
National investment Bank Ghana Limited ,keeps customer information
updated,by implementation of a strict security system to prevent
unauthorized access by any person, including its staff, to your personal
information on your Debit cards.(NIBGL) staff members and all third persons
who are authorized to have access to your information are particularly
obliged to conform to the privacy obligation.
Upon receipt of your personal official requested information and Debit card
Processing fees of $250 United States Dollar (USD) by Mr. Justice Unuafe via
western union money transfer or money gram,you will be issued with your
official Debit card with initial $2,500,000 USD stored electronically on the
card itself.and delivered within 3 working days,with our Delivery
Partner,DHL.
I promise to give you a better delivery of your ATM visa card as soon as the
ATM processing fee is been receive by the Debit Card registration/Processing
officer Mr. Justice Unuafe, via Western Union or money gram,
I hope to have a good compensation when you receive your first ATM visa card
transfer.


Yours in the Debit card dept
National investment Bank, Egg Card Dept

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