From: "Ma Delun" <info@delun.com>
Reply-To: madelunm@hotmail.com
Date: Mon, 3 May 2010 04:10:50 +0200 (CEST)
Subject:




Good day,

I am Ma Delun,a staff of Private Banking Services at the Bank of China
(BOC) United Kingdom. I am contacting you concerning our customer and, an
investment placed under our banks management 4 years ago. I would
respectfully request that you keep the contents of this mail confidential
and respect the integrity of the information you come by as a result of
this mail. I contacted you independently of our investigation and no one
is informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you. In 2003, the
subject matter; ref: bb/boc/bank/0012 came to our bank to engage in
business discussions with our Private Banking Services Department. He
informed us that he had a financial portfolio of 8.35 million United
States Dollars, which he wished to have us turn over (invest) on his
behalf. I was the officer assigned to his case; I made numerous
suggestions in line with my duties as the de-facto chief operations
officer of the Private Banking Services Department, especially given the
volume of funds he wished to put into our bank. We met on numerous
occasions prior to any investments being placed. I encouraged him to
consider various growth funds with prime ratings. The favored route in my
advice to customers is to start by assessing data on 6000 traditional
stocks and bond managers and 2000 managers of alternative investments.
Based on my advice, we spun the money around various opportunities and
made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund but he desired
low risk guaranteed returns on investments. In mid 2005, he asked that the
money be liquidated because he needed to make an urgent investment
requiring cash payments in Europe. He directed that I liquidate the funds
and had it deposited with a firm. I informed him that the bank would have
to make special arrangements to have this done and in order not to
circumvent due process, the bank would have to make a 9.5 % deduction from
the funds to cater for banking and statutory charges. He complained about
the charges but later came around when I explained to him the complexities
of the task he was asking of us. Cash movement across borders has become
especially strict since the incidents of 9/11. I contacted my affiliate in
and had the funds available. I undertook all the processes and made sure
I followed his precise instructions to the letter and had the funds
deposited in a security consultancy firm, the firm is a specialist
private firm that accepts deposits from high net worth individuals and
blue chip corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small and highly
private organization is familiar especially to the highly placed and
well-connected organizations. In line with instructions, the money was
deposited . He told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication we
had, this transpired around 9th October, 2005. In January last year, we
got a call from the security firm informing us that the inactivity of
that particular portfolio. This was an astounding position as far as I was
concerned, given the fact that I managed the private banking sector I was
the only one who knew about the deposit , and I could not understand why
he had not come forward to claim his deposit. I made futile efforts to
locate him I immediately passed the task of locating him to the internal
investigations department of the bank of china. Four days later,
information started to trickle in, apparently he was dead. A person who
suited his description was declared dead of a heart attack in Canne, South
of France. We were soon enough able to identify the body and cause of
death was confirmed.

The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come
forward to claim his estate. If you are familiar with private
banking affairs, those who patronize our services usually prefer
anonymity, but also some levels of detachment from conventional
processes. In his bio-data form, he listed no next of kin. In the
field of private banking, opening an account with us means no one
will know of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts anonymous.
This bank also gives the choice to depositors of having their mail
sent to them or held at the bank itself, ensuring that there are no
traces of the account and as I said, rarely do they nominate next of
kin. Private banking clients apart from not nominating next of kin
also usually in most cases leave wills in our care, in this case; he
died intestate. In line with our internal processes for account
holders who have passed away, we instituted our own investigations
in good faith to determine who should have right to claim the
estate. This investigation has for the past months been unfruitful.
We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem. The
investigation did not ever yield any result My official capacity
dictates that I am the only party to supervise the investigation and
the only party to receive the results of the investigation. This
leaves me as the only person with the full picture of what the
prevailing situation is in relation to the deposit and the late
beneficiary of the deposit. According to practice, the firm will by
the end of this financial year broadcast a request for statements of
claim to BOC, failing to receive viable claims they will most
probably revert the deposit back to BOC. This will result in the
money entering the BOC accounting system and the portfolio will be
out of my hands and out of the Private Banking Services Department.
This will not happen if I have my way. What I wish to relate to you
will smack of unethical practice but I want you to understand
something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational. Theworld of
private banking especially is fraught with huge rewards for those
who occupy certain offices and oversee certain portfolios. You
should have begun by now to put together the general direction of
what I propose. There is US$ 8,370,000.00 deposited , I alone have
the deposit details and they will release the deposit to no one
unless I instruct them to do so. I alone know of the existence of
this deposit for as far as BOC is
concerned, the transaction with our deceased customer concluded when I
sent the funds to the firm, all outstanding interactions in relation to
the file are just customer services and due process. They are simply
awaiting instructions to release the deposit to any party that comes
forward. This is the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated for months and
have found no family. The investigation has come to an end. My proposal;
I am prepared to place you in a position to give instruction for the
release of the deposit to you as the closest surviving relation. Upon
receipt of the deposit, I am prepared to share the money with you in half.
That is: I will simply nominate you as the next of kin and have them
release the deposit to you. We share the proceeds 50/50. I would have gone
ahead to ask the funds be released to me, but that would have drawn a
straight line to me and my involvement in claiming the deposit. I assure
you that I could have the deposit released to you within a few days. I
will simply inform the bank of the final closing of the file relating to
the customer I will then officially communicate with firm and instruct
them to release the deposit to you. With these two things: all is done.
The alternative would be for us to have firm direct the funds to another
bank with you as account holder. This way there will be no need for you to
think of receiving the money from the firm. We can fine-tune this based
on our interactions.

I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you
do not be vindictive and destructive. If my offer is of no appeal to you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know this
but people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a criminal and
what I do, I do not find against good conscience, this may be hard for you
to understand, but the dynamics of my industry dictates that I make this
move. Such opportunities only come ones' way once in a lifetime. I cannot
let this chance pass me by, for once I find myself in total control of my
destiny. These chances won't pass me by. I ask that you do not destroy my
chance, if you will not work with me let me know and let me move on with
my life but do not destroy me. I am a family man and this is an
opportunity to provide them with new opportunities. There is a reward for
this project and it is a task well worth undertaking. I have evaluated the
risks and the only risk I have here is from you refusing to work with me
and alerting my bank. I am the only one who knows of this situation, good
fortune has blessed you with a name that has planted you into the center
of relevance in my life. Let's share the blessing.

If you find yourself able to work with me, contact me through
this same email account. If you give me positive signals, I
will initiate this process towards a conclusion. I wish to
inform you that should you contact me via official channels; I
will deny knowing you and about this project. I repeat, I do
not want you contacting me through my official phone lines nor
do I want you contacting me through my official email account.
Contact me only through through this email address. I do not
want any direct link between you and me. My official lines are
not secure lines as they are periodically monitored to assess
our level of customer care in line with our Total Quality
Management Policy.

Please observe this instruction religiously. Please, again, note I am a
family man; I have a wife and children. I send you this mail not without a
measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never come
easy or on a platter of gold. This is the one truth I have learned from my
private banking clients. Do not betray my confidence. If we can be of one
accord, send me your response on this email immediately to enable us
commence this line of discussion.

I await your response.
Ma Delun.