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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Frank Smith, HSBC Bank Plc London" <mail51@ghanlikas.com>
Reply-To: "Frank Smith, HSBC Bank Plc London" <frksmith2@live.com>
Date: Tue, 25 May 2010 16:46:45 +0200 (GMT+02:00)
Subject: Payment Authorization

Dear Sir/Madam,

We write to inform you that we have received a transfer authorization instruction from one of our affiliated bank (Central Bank of Nigeria) on your behalf to debit their account with us in the tune of US$12,400,000.00 (Twelve Million Four Hundred Thousand U.S Dollars) and credit same amount into your designated Bank Account. As being informed that the amount to be transferred originated from the contract you executed with Nigerian Government.

In accordance to our International Transfer Policy, you are advised to confirm your banking details by stating thus: Full Name/Address, phone numbers, Bank Name/Address, Account no, Account Name and Swift Code respectively to enable us engage into frequent bank to bank communication with your designated banker aimed at ensuring a satisfactory completion of swift wire transfer using MT103 EURO-SCREEN chip tested swift message into your designated bank account.

We will transfer your fund without any further delays immediately we received the required information and it should be sent to us via fax.

Congratulations in advance!!!

Sincerely yours,
Frank Smith
Head, Wire Transfer Dept
HSCB Bank, London
Tel: 44-704-5771-823
Fax: 44-7006-000-040

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