419 scam: "MR ROBERT MORGAN" <info@live.com> FINANCIAL HOME CONTACT US NOW

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "robert.financialhome@live.com" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "MR ROBERT MORGAN" <info@live.com>
Reply-To: robert.financialhome@live.com
Date: Sat, 29 May 2010 13:57:31 +0400
Subject: FINANCIAL HOME CONTACT US NOW

Good Day,
I am a private investor,i give out unsecured guarantee loans toBusiness
Men and women who are into Business transaction, automobilepurchase,house
purchase loan and other personal loans E.T.C.we give outlong term loan for
five to fifty years maximum with 4% interest rate inthis,you can as well
tell us the amount you need so that we will send toyou the terms and
condition that is if you are really interested ingetting a loan from us,
Loans are given out in Great British Pounds andUnited States Dollar the
maximum I give is 20,000,000 both in pounds and$USD and the minimum 5,000
pounds and USD$.

OUR PACKAGES INCLUDE:
HOME LOAN*
AUTO LOAN*
MORTAGE LOAN*
BUSINESS LOAN*
INTERNATIONAL LOAN*
PERSONAL LOAN

I also render Collateral And Non- Collateral Loans For Your
BusinessStartup.If you are interested you Fill out the application details
belowso that we can start the processing of your loan sum.

APPLICATION DETAILS
First Name:_________________________ __
Last Name:_________________________ ___
Gender:_____
Marital status:______________________
Contact Address:______________________
City/Zip code_____________________
Country:______________________ ________
Date of Birth:________________________
Amount Needed as Loan:________________
Loan Duration:_____________________ ___
Monthly Income/Yearly Income:_________
Occupation:___________________ ________
Purpose for Loan:_____________________
Phone:________________________ ________
Fax:__________________________ ________

In acknowledgement to these details, We will send you a well
calculatedTerms and Condition which will include the agreement.Furthermore
beinformed that you will also need a form of Identification which can
beeither a Driver's Licence or your working Identity card.

Mr Robert Morgan
Financial Controller/Operations Manager
Email address: robert.financialhome@live.com

Anti-fraud resources:

What can you do when you receive 419 spam