419 scam: "Dr.Christopher Donald" <info@loan.com> LOAN FORMAT

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- christopherdonaldfirm@gmail.com (Gmail/GoogleMail; can be used from anywhere worldwide)

Fraud email example:

From: "Dr.Christopher Donald" <info@loan.com>
Reply-To: christopherdonaldfirm@gmail.com
Date: Sun, 15 Aug 2010 22:06:09 -0300 (BRT)
Subject: LOAN FORMAT

PERFECT TRUST INVESTMENTS CO.
Online Loan Application Form

Dear Valid Applicant,

Compliments of the day to you .Thanks for responding to our mail and
choosing Perfect Trust Investment Company to aiding and putting a stop
to your financial problems. We Offer all kinds of loan packages
(Personal Loan, Commercial Loans, etc.) our Loan amount ranges from
$2,000.00 USD to $50,000,000.00 USD and a re-payment period of 1 year
to 30 years duration. To commence the loan application process, you
can find some vital information about the loan we offer below. In
getting a loan from our company, there is some information we need to
pass across to you before we can proceed to the application process.

INTEREST RATE:

In the loan we offer, we do charge 3% yearly for the loan. Note that
the loan re-payment schedule starts 4 months after loan has been
transferred to applicants.

INFORMATION NEEDED:

As for the information needed, you will need to fill an application
which contains your personal information and also the loan
information, this will help us give you a full documentation of the
loan terms and agreement contract which you will be expected to sign
and send back to the company for approval if satisfied.

HOW LONG DOES IT TAKE TO HAVE YOUR LOAN APPROVED?

After receiving your application form, all documents will be forwarded
to you either by fax or email attachment within 24hours. Immediately
the signed document is received from the applicant, approval document
follows within 24hours. So I will rather say, it will take 48hours to
have your loan processed, approved and released to you.

HOW DO I APPLY?
Please fill this application Form below:

LOAN APPLICATION FORM
Full Name*
Email*
Telephone No*
Mobile No*
Home Address*
City*
State/Province*
Country*
Fax Number*
Occupation*
Monthly Income*
Age*
Do You Have An Account? *
Have You Applied Before? *
Loan Amount Needed *
Loan Duration *
Purpose of Loan *

Applicant(s) Statement
I/We have completed this request for credit in consideration of
Perfect Trust Investment Co. lending to me and/or others upon my
guarantee. I/We certify that all information contained herein is
accurate and complete to the best of my knowledge.

Thanks for your time and understanding, CUSTOMER'S SATISFACTION IS OUR PRIDE.

Most Sincerely,

Dr.Christopher Donald
Email:christopherdonaldfirm@gmail.com
GENERAL CONSULTANT
PERFECT TRUST INVESTMENTS CO.

Anti-fraud resources:

What can you do when you receive 419 spam