419 scam: "James Finance" <mail@jfc.co.uk> LOAN OPPORTUNITY

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "jamesfinancial@live.co.uk" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "James Finance" <mail@jfc.co.uk>
Reply-To: jamesfinancial@live.co.uk
Date: Mon, 4 Oct 2010 06:45:10 -0500
Subject: LOAN OPPORTUNITY

Welcome to James Finance Inc. We provide insured guaranteed alternative loans
to individual and corporations in early stage formation. Our services or
assistants is also appropriate for early stage companies that within a year
will turn the corner toward profitability, or commence product sales. We also
give out credit for debt consolidation, Personal loans, Mortgages Loan,
Business Loan etc, at 3% interest rate. For further enquiries, fill out the
client date below and forward do to our loan processing officer:

Client Data Form

Full Name:.......................
Prefix (Mr,Mrs,Ms,Dr,etc.):......
Business Name (If Any):...........
Loan Amount Needed:..............
Purpose of Loan:.................
Duration:........................
Date of birth (yyyy-mm-dd).......
Gender:..........................
Marital status:................ ..
Next Of Kin: ....................
Home address:....................
Country:.........................
Phone:...........................
Fax:.............................
Mobile/cellular:.................
Occupation:......................
Company name:..................
Monthly Income:..................

Contact Loan Processing officer:
Mr. Harry Wilson
E-mail: jamesfinancial@live.co.uk

Sincerely,
Mrs. Rose Williams
Tessy Wilson Inc Advertising Agent.
_____________________________________________________________
Ingenieria Electrica
UNIVERSIDAD TECNOLOGICA DE PEREIRA
La Julita, Pereira, Risaralda
[http://ohm.utp.edu.co] Tels: +57(6)3137122 7153 7154 7329
Fax: ext 116
_____________________________________________________________

Anti-fraud resources:

What can you do when you receive 419 spam