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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Apply Now" (may be fake)
Reply-To: <ltlenders@aol.es>
Date: Sat, 4 Dec 2010 00:49:54 +0100
Subject: Low Interest Loan @ 2.28%

Good Day,

We at Spanish Mortgage have been providing finance in Spain since the early 2000s and we continue to do so even in this tough lending market. Getting a loan from your local banks has always been a huge problem for an individual on a low income whom are financially in needs. Spanish Mortgage is your answer to your financial needs as we have been given the privilege to meet your financial needs. The issue of credit shouldn't stop you from getting the loan that you needs. We give out loan ranging from US$20, 000.00 to maximum US$5, 000, 000.00 to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business etc.

We want to use this medium to inform you that we render reliable beneficiary assistance as We'll be glad to offer you a loan. The application process is quick and straightforward. We aim to give you a prompt response. Your information will not be shared with any external entities and will be used exclusively for the purpose of your finance application.

Amounts
· Loans are available between $20,000.00 - $5,000,000.00
Term
· Loans are advanced over a period of 5 to 40 years
· No penalties for early repayment
Interest Rate
· Loans are charged 2.28%

The following information will assist us when evaluating your case so please spend a moment to supply these details:

Loan information:

1. Full Name:
2. Address:
3. Country:
4. State:
5. Occupation:
6. Telephone Number:
7. Age:
8. Purpose of loan:
9. Marital Status:
10. Sex:
11. Amount Needed:
12. Loan Duration:

By submitting this application, the Applicant claims to have provided the above
information true and accurately. Missing information will delay a decision on
your loan.

Contact e-mail: smortgage@aol.es

Thanks for your understanding and waiting to hear from you.

Regards
SPANISH MORTGAGE INC.


Anti-fraud resources: