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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "M.E.BABA" (may be fake)
Reply-To: <cityinvestment@cooltoad.com>
Date: Wed, 21 Apr 2010 01:43:12 +0100
Subject: Hello

With due respect,
I am Mr. M. E. Baba, an Associate Director, and investment expert with City Investments Company Ghana Limited, a Private Limited Liability Company established as a non-bank financial institution and licensed by Bank of Ghana in 1995 to operate as a Finance House (Non-Deposit Taking Category).City Investments Company Ghana Limited Popularly known as Ghana leading Funds management Company with over 4.2 Billion Ghana Cedis Capital Investment Funds.

I am sorry if I have bumped into your privacy because we have not met before, the situation necessitated it, honestly, I got your contact on the internet, while searching for someone that can handle what I am about to bring before you. It sounds so strange to hear that one will be searching the internet looking for a prospective business acquaintance. That was exactly what I have done; I am in total and absolute control of a portfolio that could be of mutual benefit to the two of us, if we are able to come to an agreement to work together.
As City Investments Company Ghana Limited Associate Director and investment expert, I handle all our investors Direct Capital Funds and to be frank with you, I developed a flawless scheme that electronically extract 1.2% Excess Maximum Return Capital Profit (EMRCP) per annum on each of the investor Marginal Capital Funds. I have made about $8.5 Million United States Dollars from this scheme which I have discreetly placed the beneficiary anonymous. These funds are lying fallow and I will want to entrust it in your hands if we can come to an agreement on the issue and if you can prove to me that you can be trusted and stand as an investor to receive the funds as annual Investment Proceeds from City Investments Company Ghana Limited paying centre.

My proposal is, as a foreigner; I want to present you to our clearing/payment center as the beneficiary of the funds with the original deposit papers that I am going to give you, the funds will be released to you upon presentation of the deposit papers. I would have gone ahead to claim it myself, but that would raise suspicions and my direct involvement.
If you will be able to accept legitimate funds placed in deposit with a reliable financial institution here in Ghana under a discreet arrangement then consider this proposal, there is a financial benefit attached to it for you if we can come to an agreement. I will give you full details if I hear from. Please keep this correspondence confidential and discard it if you will not be able to handle it.

Meanwhile, I have worked out the modalities on how the funds can be claimed in any of our 6 clearing houses without any hitches and without you coming down here in person.
I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting City Investments Company Ghana Limited. I am the only one that is aware of this situation; good fortune has blessed you with a luck that has planted you into the centre of relevance in my life. Let share the blessing.

If you find yourself able to work with me, contact me through this email account. If you give me positive signals, I will initiate this process towards a conclusion. I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. I repeat, I do not want you contacting me through my official phone lines nor do I want you contacting me through my official email account. Contact me only through the numbers I will provide for you and also through this email address. My official lines are not secured lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management Policy.

I send you this mail without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private investors.
Do not betray my confidence.
For security reasons, kindly respond to me via this secured email account: meb29573@live.com
M. E. Baba
Investment Expert.
(CIC)

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