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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "James Finance Inc." <info@loan.com>
Reply-To: jamesfinancial@w.cn
Date: Tue, 22 Jun 2010 00:40:06 +0300
Subject: Loan Offer




This is James Financial Inc, a private money lender. We specialize in
lending out money irrespective of the amount, your location and the
purpose in which it is been needed for.We give out Personal Loan, Home
Loan,Commercial Loan,Business Loan,Auto Mobile Loan, Car Loan and even
educational loan with an interest rate of 3% to enable client cope with
the repayment. Bad credit OK. Interested persons
should kindly reply to us via email below for more information.

Email: jamesfinancial@live.co.uk

Regards,
Advertising Officer

Anti-fraud resources: