joewein.net   joewein.de LLC
fighting spam and scams on the Internet
Try our spam filter!
 Free trial for 30 days
   jwSpamSpy
Home
About Us
Spam
419/Nigeria
Fraud
Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Bob and Andrea" (may be fake)
Date: Fri, 13 Aug 2010 20:34:44 -0700
Subject: GET YOUR LOAN NOW....

LOAN COMPANY
Dear valued customer of this site,please be informed that we give loan to all the users of this site that needs loan.So you can reach us for all your financial needs and you have nothing to worry about your financial situations no more.

Need financing for expansion, real estate purchase, partner buy-out, and/or acquisitions? ($250,000 minimum)

Sample Loan Proposal
A loan proposal is very similar to a business plan -- or at least it should be. Among other similarities, both the business
plan and the loan proposal tell you (and your banker) that you've figured out the answers to the five key borrowing
questions:
1. How much do you need?
2. What will you do with it?
3. When will you pay it back?
4. How will you pay it back? (that is, where will the cash flow come from?)
5. What if something goes wrong?
We've written a sample of the introductory portions of the proposal. The remainder of the proposal is presented in an
outline format -- each section, if applicable to your company, should be included in a complete business plan or loan
proposal.
Loan Proposal for Olympic Flooring
Purpose of Loan
Olympic Flooring is seeking to:

(a) Convert existing short-term notes of $165,000 to a long-term note to be repaid at $3,000 per
month (plus interest).

(b) Establish a credit line of $250,000 to finance expected seasonal fluctuations in inventory and
accounts receivable.
Repayment
Repayment on long-term financing will come from continuing net profits. Repayment of the seasonal credit line will come
from liquidation of inventory and receivables.
Corporate Data
Name: Olympic Flooring
Address: 2610 - 32nd Avenue N.W.
Seattle, Washington 98139

Phone: +447024059679 (Mr bob andrea)NOW IN LONDON

Email(bob.andrea60@yahoo.com)

Date Established: February 14, 1995

Date Established: February 14, 1995

Form of Organization: Washington Corporation
Incorporated by Bob and Andrea Nelson
on June 25, 1995.

copyright 2008 Business Resource Services

We look forward to a mutually beneficially relationship,
Thank you…..

Anti-fraud resources: