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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Tesco Finance Company Loan" <>
Date: Sat, 22 Jan 2011 22:11:56 +0500 (PKT)
Subject: A Must Read: Incredible Life Changing Offer (You Are Not
Required To Pay Any Fee Upfront Before Our Company Disburses Your
Applied Loan Funds To You)

Tesco Finance Company
George House (4th Floor),
36, North Hanover Street, Glasgow, G1 2YG
Tel: +447024014479
Fax: +447024075980
Our Ref: TFC UK/345768

A Must Read: Incredible Life Changing Offer (You Are Not Required To Pay
Any Fee Upfront Before Our Company Disburses Your Applied Loan Funds To

This advert is from Tesco Finance Company, offering US Dollars based loans
to genuine applicants from around the world. At this time of global
economic crisis, we are a finance specialist firm that help people stop
bad credit history, with discovery of a win-win solution. We offer finance
refuge and also help in building up a client's financial base. Our
services include Refinance, Home Improvement, Inventor Loans, Auto Loans,
Debt Consolidation, Line of Credit, Second Mortgage, Business Loans,
Personal Loans, International Loans, ect. We are authorized and regulated
by the Financial Services Authority (FSA), which is the regulator of all
providers of financial services in the UK. This means that we must adhere
to strict standards and are responsible for the services we render to you.

Are you financially squeezed? Do you need funds to pay off your credits
and debts without stress? Do you need debt consolidation? Do you need
finance to set up your own business? Are you in need of a free mortgage,
private or business loan for various purposes? Do you need loans to carry
out large projects? Do you need funding for other purposes? Are you
wallowing in debts due to your bad credit score or lack of financial
assistance? Then, you sure do need help and you are at the right place.
You need not look elsewhere as our firm is currently giving out unsecured
US Dollars based loans to interested applicants from around the world
ranging from 5,000.00 to 2,000,000.00 US Dollars, with a fixed and very
low interest rate of 1% monthly, to be paid accumulatively on annual basis
over a period of 20 years.

In applying for a loan, you are expected to choose from any of the
categories listed here in US Dollars -
You are entitled to a 20year repayment plan, with a fixed annual repayment
schedule over the twenty years repayment plan. This means that for any
loan that you may apply for, you are to pay its calculated interest
annually. You are to enjoy flexible loan terms and above all, obtain your
loan easy and fast. As an interested applicant, you are required to fill
in the application form below in order for us to begin the processing of
your loan.
Full Names:
Date Of Birth:
Marital Status:
Business Name (If Any):
Contact Address:
Purpose of Loan:
Amount Needed As Loan:
Repayment Duration: 20 Years
Land Telephone No. (If Any):
Mobile Telephone No.:
Email Address:

You are expected to send in your reply with the loan application form
details and a scanned copy of your drivers' license or travelling passport
as a means of identifying you. Our fax number is also listed above for you
to use. As soon as we receive the above details from you with the stated
amount you need as a loan, you will be sent the calculated interest on the
applied loan, terms & loan conditions and repayment schedule. Thanks for
taking your time to view our advert. Your financial destiny is in your own
hands now. If you want to live that dream of yours, we are your best
partners in making it a reality, as we indeed hope to fund and transact
business with you.

Teddy Macpherson (Publicist, Tesco Finance Company).
© Copyright 2011. All Rights Reserved. Credit Licence Number 620715

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