From: "JACK RUBEN" <jr@connect.net>
Reply-To: jackruben@post.com
Date: Wed, 23 Feb 2011 07:19:27 +0800
Subject: YOUR REQUEST ATTENTION

Good-day,

I am Jack Ruben of Standard Bank Plc, United Kingdom. I am contacting you concerning a
deceased customer and an investment he placed under our banks management three years
ago, and I would respectfully request that you keep thecontents of this mail
confidential and respect the integrity of the information you come by as a result of
this mail. I am contacting you independently of our investigation and no one is
informed of this communication. I would like to intimate you with certain facts that I
believe would be of interest to you

In the year 2004, the subjects matter; came to our bank to engage in
businessdiscussions. He informed us that he had a financial portfolio of Eight
Millionthree hundred and seventy Thousand British Pounds Sterling, which he wished to
have us turn over(invest) on his behalf.

I decided to treat his case personally; I made numerous suggestions in line with my
duties as the de-facto chief Intermediary Sales department of the
bank, especially given the volume of funds he wished to put into our bank. We met on
numerous occasions prior to any investments being placed. I encouraged him to consider
various growth funds with primeratings. The favoured route in my advice to customers
is to start by assessing data on 6000 traditional stocks and bond managers and 2000
managers of alternative investments. Based on my advice, we spun the money around
various opportunities and made attractive margins for our first months of operation,
the accrued profit and interest stood at this point at over One million United States
Dollars, this margin was not the full potential of the fund but he desired low risk
guaranteed returns on investments.

In November 2005, he asked that the money be liquidated because he needed to make an
urgent investment requiring cash payments in Finland . Where he said,he is investing
with a Firm that is building a housing estate outside Helsinki for the government of
Finland . He directed that I liquidate the investment and deposit the funds with a
security firm. I informed him that Standard Bank Plc would have to make special
arrangements to have this done and in order not to circumvent due process, the bank
would have to make a 9.5 % deduction from the funds to cater for banking and statutory
charges. He complained about the charges but later came around when I explained to him
the complexities of the task he was asking of us.

Cash movement across boarders has become especially strict since the incidentsof 9/11.
I contacted my affiliate and made the funds available to a security firm. I undertook
all the processes and made sure I followed his precise instructions to the letter and
had the funds deposited with the security firm

The Security Firm is a specialist private firm that accepts deposits from high net
worth individuals and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash. This small and highly
private organization is familiar especially to the highly placed and well-connected
organizations. In line with instructions, the money was deposited with the security
firm. The Customer told me he wanted the money there in anticipation of his arrival
from Norway later that week. This was the last communication we had, this transpired
around 25th February 2006.In June last year, we got a call from the security firm
informing us about the inactivity of that particular portfolio.

This was an astounding position as far as I was concerned, given the fact that I
managed the private banking sector I was the only one who knew about the deposit at
the security firm, and I could not understand why the Customer had not come forward to
claim his deposit. I made futile efforts to locate the Customer. I immediately passed
the task of locating him to the internal investigations department of Standard Bank
Plc Four days later, information started to trickle in, apparently our client was
dead. A person who suited his description was declared dead of a heart attack in
canne, in Southern part of France . The body was identified and the cause of death was
confirmed. The bank immediately launched an investigation into possible surviving next
of kin to alert them about the situation and also to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize our services
usually prefer anonymity, but also some levels of detachme nt from conventional
processes.

In his bio-data form, he listed no next of kin. In the field of private banking,
opening an account with us means no one will know of its existence,
accounts are rarely held under a name; depositors use numbers and codes to kin.
Private banking clients apart from not nominating next of kin also
usually in most cases leave wills in our care, in this case; the deceased diedwithout
a t estate. In line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine who should have
right to claim the estate. This investigation has for the past months been unfruitful.
We have scanned every continent and used our private investigation affiliate companies
to get to the root of the problem. It is this investigation that resulted in my being
furnished with your details as a possible relative of the deceased.

My official capacity dictates that I am the only party to supervise the investigation
and the only party to receive the results of the investigation
What this means, after investigating the last batch of names forwarded to us as
possible relatives, we have come to the conclusion that Our dear late
fellow died with no known or identifiable family member. This leaves me as the only
person with the full picture of what the prevailing situation is in
relation to the deposit and the late beneficiary of the deposit.

According to practice, The Security Firm will by the end of this year broadcast a
request for statements of claim to Standard Bank Plc, failing to
receive viable claims they will most probably revert the deposit back to Standard Bank
Plc. This will result in the money entering the Standard Bank
Plc accounting system and the portfolio will be out of my hands and out of the private
banking division.

This will not happen if I have my way. What I wish to relate to you will smack of
unethical practice but I want you to understand something. It is only an outsider to
the banking world who finds the internal politics of the banking world aberrational.
The world of private banking especially is fraught with huge rewards for those that
occupy certain offices and oversee certain portfolios. You should have begun by now to
put together the general direction of what I propose. There is Eight Million three
hundred and seventy Thousand British Pounds Sterling deposited in a security firm,
I alone have the deposit details and they will release the deposit to no one unless I
instruct them to do so. I alone know of the existence of this depositfor as far as
Standard Bank Plc is concerned.

The transaction with our late customer concluded when I sent the funds to the security
firm, all outstanding interactions in relation to the file are just customer services
and due process. The security Firm has no single idea of what's the history or nature
of the deposit. They are simply awaiting instructions to release the deposit to any
party that come forward. This is the situation. This bank has spent great amounts of
money trying to track this man's family; they have investigated for months and have
found no family. The investigation has come to an end.

My proposal; I am prepared to place you in a position to instruct the security Firm to
release the deposit to you as the closest surviving relative. Upon receipt of the
deposit I am prepared to share the money with you. That is: I will simply nominate you
as the next of kin and have them release the deposit to you and share the proceeds
with you in a percentage we will arrive at taking into consideration our individual
level commitment. I would have gone ahead to ask that the funds be released to me, but
that would have drawn a straight line to me and my involvement in claiming the
deposit. But presenting you as a relative with the right to claim the deposit as a
next of kin will mask my involvement and participation in diverting the deposit for
personal use. You will get all the documents needed to effect this claim immediately
you notify me of your acceptance to claim this deposit for our mutual benefit.

I assure you that I could have the deposit released to you within a few days.I will
simply inform the bank of the final closing of the file relating to the deceased. I
will then officially communicate with The Security Firm and instruct them to release
the deposit to you. With these two things: all is done. The alternative would be for
us to have The Security Firm direct the funds to another bank with you as account
holder. This way there will be no need for you to think of receiving the money from
The Security Company. We can fine-tune this based on our interactions. I am aware of
the consequences of this proposal. I ask that if you find no interest in this project
that you should discard this mail. I ask that you do not be vindictive and
destructive.

If my offer is of no appeal to you, delete this message and forget I ever contacted
you.

Do not destroy my career because you do not approve of my proposal. You may not know
this but people like myself who have made tidy sums out of comparable situations run
the whole private banking sector.

I am not a criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that I make this
move. Such opportunities only come ones' way once in a lifetime. I cannot let this
chance pass me by, for once I find myself in total control of my destiny. These
chances won't pass me by. I ask that you do not destroy my chance, if you will not
work with me let me know and let me move on with my life but do not destroy me. I am a
family man and this is an opportunity to provide them with new opportunities. There is
a reward for this project and it is a task well worth undertaking.

I have evaluated the risks and the only risk I have here is from you refusing to work
with me and alerting my bank. I am the only one who knows of this situation, good
fortune has blessed you with a luck that has planted you into the center of relevance
in my life. Let's share the blessing. If you find yourself able to work with me,
contact me through this email account. If you give me positive signals, I will
initiate this process towards a conclusion. I wish to inform you that should you
contact me via official channels; I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone lines nor do I want
you contacting me through my official email account. Contact me only through the
numbers I will provide for you and also through this email address. I do not want any
direct link between you and myself. My official lines are not secured lines as they
are periodically monitored to assess our level of customer care in line with our Total
Quality Managemen
religiously.

Please, again, note I am a family man; I have a wife and children. I send you this
mail not without a measure of fear as to what the consequences, but I know within me
that nothing ventured is nothing gained and that success and riches never come easy or
on a platter of gold. This is the one truth I have learned from my private banking
clients. Do not betray
my confidence.

Sincerly,
Jack Ruben.
Jackruben@post.com