419 scam: FMC GROUP <information@firstmorgancap.com> Direct Lenders Offering Loans

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear sir/madam" (a standard Nigerian greeting phrase)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: FMC GROUP <information@firstmorgancap.com>
Reply-To: fmcgroup@mail.am
Date: Thu, 24 Feb 2011 13:04:33 -0600
Subject: Direct Lenders Offering Loans

Dear Sir/Madam,

We introduce ourselves as direct lenders offering loans to ongoing
businesses seeking financing. We finance businesses for expansion capital,
working capital, construction projects, and factoring. Our main strength
is that we are able to be more creative with financing than normal lending
allows.
Our competitive loan packages are geared for businesses seeking financing
from 1m to 100M USD. One of our mandates is to also place funds for our
institutional investor clients. We entertain requests in the energy,
manufacturing, telecommunications and real estate sectors but are not
limited to these industries.

Here is a brief outline detailing our lending procedures.
1. You can visit our website(www.firstmorgancap.com)
2. Submission of a Business Plan and/or Executive Summary.
3. Our terms and conditions are from 3-6% per annum and we can lend up to
10 years depending on the project.

Kindly contact our Business Development Officer by email or phone if you
wish to commence a proposal for financing with us. Once we receive your
application we would revert back to you within 5 business days, in order
to proceed with our review and approval process.

With kind regards,
Bryan Osborne
Business Development Officer.

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Anti-fraud resources:

What can you do when you receive 419 spam