From: "Vincent Cheng" <info@gmail.com>
Reply-To: vincentcheng27@yahoo.com.hk
Date: Thu, 18 Aug 2011 14:55:46 +0530 (IST)
Subject: 18 Aug.

From: MR. V H C CHENG.


Good Day

I know this is an unconventional way of introducing a big and profitable
business deal, but I however want you to take your time to read my letter
carefully, you will understand the necessity for my action. I got your
email address from the Ministry of Commerce Directory.I am Mr. Vincent
Cheng Hoi Chuen, GBS, JP Chairman of Private Banking the Hong Kong and
Shanghai Banking Corporation Limited.

I am contacting you concerning a deceased customer and an investment he
placed under our banks management ten years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information you come by as a result of this mail.

I contacted you independently of our investigation and no one is informed
of this communication. I would like to intimate you with certain facts
that I believe would be of interest to you. In 2001, the subject matter
came from Our Client, Gen Zaiki Taha Abdel, a businessman who was with the
Iraqi forces to our bank to engage in business discussions with our
private banking division. He informed us that he had a financial portfolio
of Thirty million Five Hundred Thousand United State Dollars
($30.5Million),which he wished to have us turn over(invest) on his behalf.
I was the officer assigned to his case; I made numerous suggestions in
line with my duties as the de-facto chief operations officer of the
private banking sector, especially given the volume of funds he wished to
put into our bank.We met on numerous occasions prior to any investments
being placed. I encouraged him to consider various growth funds with prime
ratings. The favored route in my advice to customers is to start by
assessing data on 6000 traditional stocks and bond managers and 2000
managers of alternative investments.Based on my advice, we spun the money
around various opportunities and made attractive margins for our first
months of operation,the accrued profit and interest stood at this point at
over five million United States Dollars, this margin was not the full
potential of the fund but he desired low risk guaranteed returns on
investments.

In mid 2002, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in in the United
Kingdom.He directed that I liquidate the funds and deposit it with a
security firm here in London. I informed him that HSBC would have to make
special arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the funds to
cater for banking and statutory charges. He complained about the charges
but later came around when I explained to him the complexities of the task
he was asking of us. Cash movement across boarders has become especially
strict since the incidents of 9/11. I contacted my affiliate in here in
London and made the funds available to the security firm. I undertook all
the processes and made sure I followed his precise instructions to the
letter and had the funds deposited at the London based security
consultancy firm, Corporate Securities Co. Corporate Securities Co is a
specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash. This small and
highly private organization is familiar especially to the highly placed
and well-connected organizations. In line with Instructions, the money was
deposited with Corporate Securities Co. The deceased told me he wanted the
money; there in anticipation of his arrival from Dubai later that
week.This was the last communication we had, this transpired around 25th
June 2003. In November last year, we got a call from Corporate Securities
Co informing us that the activity of that particular portfolio. This was
an astounding position as far as I was concerned, given the fact that I
managed the private banking sector I was the only one who knew about the
deposit at Corporate Securities Co, and I could not understand why the
deceased had not come forward to claim his deposit. I made futile efforts
to locate the deceased. I immediately passed the task of locating him to
the internal investigations department of HSBC. Four days later,
information started to trickle in, apparently our client was dead. We
found out that the General together with his wife and only daughter were
killed in a bomb blast that hit their home in Iraq.

The bank immediately launched an investigation into possible surviving
next of kin to alert about the situation and also to come forward to claim
his estate. If you are familiar with private banking affairs, those who
patronize our services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data form, he listed no
next of kin. In the field of private banking opening an account with us
means no one will know of its existence, accounts are rarely held under a
name; depositors use numbers and codes to make the accounts anonymous.
This bank also gives the choice to depositors of having their mail sent to
them or held at the bank itself,ensuring that there are no traces of the
account and as I said, rarely do they nominate next of kin.Private banking
clients apart from not nominating next of kin also usually in most cases
leave wills in our care, in this case; the deceased died without a
testament .In line with our internal processes for account holders who
have passed away, we instituted our own Investigations in good faith to
determine who should have right to claim the estate. This investigation
has for the past months been unfruitful. We have scanned every continent
and used our private investigation affiliate companies to get to the root
of the problem. It is this investigation that resulted in my being
furnished with your details as a possible relative of the deceased. My
official capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of the
investigation. What this means, you being the last batch of names we have
considered, is that our dear late fellow died with no known or
identifiable family member. This leaves me as the only person with the
full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary of the deposit.According to practice,
Corporate Securities Co will by the end of this financial year broadcast a
request for statements of claim to HSBC,failing to receive viable claims
they will most probably revert the deposit back to HSBC. This will result
in the money entering the HSBC accounting system and the portfolio will be
out of my hands and out of the private banking division. This will not
happen if I have my way. What I wish to relate t o you will smack of
unethical practice but I want you to understand something. It is only an
outsider to the banking world who finds the internal politics of the
banking world aberrational.

The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You
should have begun by now to put together the general direction of what I
propose. I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so. I alone know of the
existence of this deposit for as far as HSBC is concerned, the transaction
with our late customer concluded when I sent the funds to corporate
securities, all outstanding interactions in relation to the file are just
customer services and due process. Corporate Securities Co has no single
idea of what the history or nature of the deposit. They are simply
awaiting instructions to release the deposit to any party that comes
forward. This is the situation.This bank has spent great amounts of money
trying to track this mans family; they have investigated for months and
have found no family. The investigation has come to an end. My proposal;
you share similar details to the late fellow; I am prepared to place you
in a position to instruct Corporate Securities Co to release the deposit
to you as the closest surviving relation. Upon receipt of the deposit, I
am prepared to share the money with you in half. That is: I will simply
nominate you as the next of kin and have them release the deposit to
you.We share the proceeds 50/50.I would have gone ahead to ask the funds
be released to me, but that would have drawn a straight line to me and my
involvement in claiming the deposit.I assure you that I could have the
deposit released to you within a few days. I will simply inform the bank
of the final closing of the filerelating to the deceased I will then
officially communicate with Corporate Securities Co and instruct them to
release the deposit to you. With these two things: all is done. The
alternative would be for us to have Corporate Sec unities Co direct the
funds to another bank with you as account holder.

This way there will be no need for you to think of receiving the money
from Corporate Securities Co. We can fine-tune this based on our
interactions. I am aware of the consequences of this proposal. I ask that
if you find no interest in this project that you should discard this mail.
I ask that you do not be vindictive and destructive. If my offer is of no
appeal to you,delete this message and forget I ever contacted you. Do not
destroy my career because you do not approve of my proposal.

You may not know this but people like myself who have made tidy sums out
of comparable situations run the whole private banking sector. I am not a
criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that
I make this move. Such opportunities only come ones' way once in a
lifetime.I cannot let this chance pass me by, for once I find myself in
total control of my destiny. These chances won?t pass me by. I ask that
you do not destroy my chance, if you will not work with me let me know and
let me move on with my life but do not destroy me. I am a family man and
this is an opportunity to provide them with new opportunities. There is a
reward for this project and it is a task well worth undertaking. I have
evaluated the risks and the only risk I have here is from you refusing to
work with me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted you
into the center of relevance in my life. Let share the blessing. If you
find yourself able to work with me, contact me through this same email
account. If you give me positive signals,I will initiate this process
towards a conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone lines or
you contacting me through my official email account. Contact me only
through this email address. I do not want any direct link between you and
me. My official lines are not secure lines as they are periodically
monitored by our Total Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a
family man, I send you this mail not without a measure of fear as to what
the consequences, but I know within me that nothing ventured is nothing
gained and that success and riches never come easy or on a platter of
gold. This is the one truth I have learnt from my private banking clients.
Do not betray my confidence. If we can be of one accord, Please respond to
my private email: vincent.cheng18@yahoo.com.hk


Your earliest response to this letter will be appreciated.

Best Regards,
Mr. Vincent Cheng