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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Excel Finance Company Ltd" (may be fake)
Date: Sun, 25 Sep 2011 06:35:38 +0800
Subject: Excel Loans


Do you need a loan to clear your debts/bills, or start up a business? Then consider your financial problems over. In today's economic climate, finding reliable funding sources can be frustrating and full of disappointments, but with our sophisticated loan repayment plan, everyone smiles home.

We are partnered with an investment fund that provides financing for alternative energy, commercial real estate projects and personal financing; thus, arranging a loan with us is simple and straightforward, convenient and fast. We can give you an immediate 'in principle' decision and we'll find you some of the most competitive personal loan rates available.

We Offer guaranteed loan services of any amount and to any part of the world for (individuals, companies, realtors and corporate bodies) at our superb interest rate of 3% APR Typical variable.

Our team of loan experts first listens to our client’s requirements and then provides them with best loan solutions.

Just think what you could do with a significant boost to your bank account or cash reserves. Pay off existing debts - reduce your monthly outgoings by consolidating any existing personal loans and credit card debts.

Take a close look at our loan offers, Tell us what you want and we will do our best to get it for you.

Personal Loans (Secure and Unsecured)
Business Loans (Secure and Unsecured)
Consolidation Loan
Combination Loan
Low Down or Zero Money Financing Program Available

DO CONTACT US TODAY ON OUR EMAIL FOR MORE ENQUIRIES: contact@excelfinancecompanylimited.umail.net

Yours Sincerely
Robert Lloyd
Private Loan lender /Cooperate financier

Get a loan from us today; hassle free, no interviews, and no false promises; Just value, simplicity and professionalism.


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