419 scam: stanford financeonline <stanfordfinanceonline@gmail.com> YOUR LOAN

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
The following phrases in this message should put you on alert:
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "loan applicant" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "money order " (Beware of any scheme that involves cashing checks or money orders and then wiring a portion of the funds somewhere - you'll be liable for the entire amount if the checks or money orders turn out to be fake, even after you have received and forwarded cash. If it's a lottery prize, remember that real lotteries do not pay large prizes by check. They wire the money directly to your bank account and you do not pay for that. Many scammers promise a large check only in order to then demand payment of courier fees for a fake courier service. )
- "cheque " (Beware of any scheme that involves cashing checks or money orders and then wiring a portion of the funds somewhere - you'll be liable for the entire amount if the checks or money orders turn out to be fake, even after you have received and forwarded cash. If it's a lottery prize, remember that real lotteries do not pay large prizes by check. They wire the money directly to your bank account and you do not pay for that. Many scammers promise a large check only in order to then demand payment of courier fees for a fake courier service. )
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- stanfordfinanceonline@yahoo.com (email address has been used in a known fraud before)

Fraud email example:

From: stanford financeonline <stanfordfinanceonline@gmail.com>
Date: Fri, 18 Nov 2011 16:21:21 +0200
Subject: YOUR LOAN

*Dear Loan Applicant,

In regards to your mail stating that you are in need of a loan, you can
find some
vital information about the loan we offer below. In getting a loan from our
company,
there are some information we need to pass across to you before we can
proceed to
the application process. We have extensive range of integrity. Having been
established for 23 years we have the experience and expertise to provide
services
second to none. We can help you with the loan if your credit competent and
credit
worth enough to pay back the loan when granted. To enable us register your
loan in
our database, you are advised to read through the loan approval process and
fill the
space provided below,

QUALIFICATION FOR THE LOAN:
1) The Borrower must be at least 18 years old
2) Even with Bad credit, we still guarantee the Borrower the Loan provided
he is
able to meet up the repayment.
3) The Loan Can Be Granted Even With No Collateral available (Unsecured)
4) There is no pre-payment penalty.
5) You do not need a Co-Signer
6) You have to be honest during the loan process.
LOAN REPAYMENT:
Repayment is made Monthly or Yearly depending on the choice of the borrower
INTEREST RATE:
The Interest rate applicable to all Loans is either 2% to enable my clients
cope
with the repayment; especially those not privilege to go to banks to obtain
loans
maybe because of credit constraint.
MODE OF REMITTANCE OF THE LOAN TO THE BORROWER: The Loan Is Transfer to the
Borrower
via any of the following method
1. Swift bank to bank transfer
2. Cheque payment
3. Money Order
In acknowledge to this you are to get back to us with the following
information:
BORROWER'S INFORMATION
Borrower's Full Names:…………………………………………………………………………………….
Address:...................................................................................................
Occupation:................................................................................................
Sex:.......................................................................................................
Age........................................................................................................
Position in
work...........................................................................................
Phone
number:..............................................................................................
Monthly
Income:............................................................................................
Country:...................................................................................................
City.......................................................................................................
Purpose of
Loan............................................................................................
Amount
Needed..............................................................................................
Loan Duration (specify in
years)........................................................................
Have you applied for online loan in the
past:..............................................................
I will give you the detail terms and condition of the loan upon your
response to
this email, stanfordfinanceonline@yahoo.com
Have a nice day, and your response is anticipated.

I await your next email.
Regards,
MR.BARRY
CEO/MD*

Anti-fraud resources:

What can you do when you receive 419 spam