My name is Dr.K Luwis, I am a Singaporean citizen and a seasoned Banker in Malaysia (Bernhard office), I occupy the position of an
accountant in this branch office, it is with good spirit of heart I opened up this great opportunity to you; there is a client of mine
who died as a result of heart failure; because of the entire family lost their lives in the tsunami disaster on the 26th Dec, 2004,
and his account of US$9.5 million with us has been unclaimed due to unavailability of a next of kin/relatives to claim his estate.
Since none of the family relative is alive to claim this fund after bank having waited until now for any relative next of kin to
surface in our custody; I decided to contact you fast; so that I can present you as the relative next of kin to my late client, so
that bank will wire this fund direct to your bank account. You donít need to worry yourself in this transaction, it is not going to
implicate you to any trouble in your country, and hence I will provide the legal papers in your name and favour.
for more information.
In view of this, I am seeking your cooperation and understanding to stand as the deceased next of kin to enable us claim the
inheritance before the period given by the bank elapse. If you are interested and in agreement with me, get back to me quickly and I
will send to you all our bank contacts and the information you may need to proceed without coming to Malaysia, and be rest assured
that it is risks free project and the proceedings will be shared 50% for you 50% for me, So any expenses we made incurred during
this process and will be balanced once the fund are transferred into your account in your country Dear Friend,
Please reply immediately with your information including your full name, full address and telephone number for easy communication with
I await your prompt response immediately