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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr. George Culmer" (may be fake)
Reply-To: <fazilmnurilo@yahoo.com.hk>
Date: Wed, 25 Jul 2012 06:34:57 -0500
Subject: Re: Group Finance Director

Mr.George Culmer
Group Finance Director of
Lloyds Banking Group
25 Gresham Street, London EC2V 7HN
www.lloydsbankinggroup.com


Good day,

I am Mr. George Culmer, the Group Finance Director of Lloyds Banking Group. I personally discovered a dormant account worth huge amount of money during our Bank's Annual Year Account Auditing.

Since the death of the deceased, nobody has operated in this account till date. Moreover, this account has NO BENEFICIARY attached to it. Definitely, this fund will be confiscated by our BANKING CODE OF ETHICS if it remains dormant for a period of [10] year without any claims. In this regard, I earnestly need your full cooperation in transferring this money out of our bank to avoid our bank confiscating this fund.

Most importantly, you will be required to:
(1). Act as the original beneficiary of the funds.
(2). Receive the funds into a business/private bank account.
(3). At the completion of this transaction, the sharing rates shall be 50% for me while 50% for you.

If you accept to work with me, we will discuss our ratio and you can also get back to me here on my private email address tim.tookey00@hotmail.com
Kindly vsist the belwo website to read more about me

http://www.lloydsbankinggroup.com/about_us/directors/executive_directors.asp#timtookey

I AWAIT YOUR URGENT REPLY.

Yours Truly,
Mr. George Culmer
Group Finance DirectorRe: Group Finance Director

Anti-fraud resources: