From: "Benjamin Dabrah" (may be fake)
Reply-To: <be639020@yahoo.com.hk>
Date: Fri, 17 Aug 2012 00:03:23 +0100
Subject: Hello

Date: 16/08/2012

Goodday,


I am Mr. Benjamin T. Dabrah, Director and a senior accounts Adviser, Private Banking department of Barclays Bank of Ghana Ltd (BBG). I have decided to contact you regarding the estate of a deceased client investment placed under our banks management a few years ago.

I am contacting you independently and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you. In May 2008 a client (names withheld) came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of which he wished to have us invest on his behalf.


I decided to handle his case personally considering the value of his portfolio. I made numerous suggestions, especially given the volume of funds he wished to put into our bank. We met on several occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favored route in my advice to customers is to start by accessing data on 6000 traditional stocks and 2000 bond managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first year of operation. The accrued profit and interest stood at this point at over two Million United States Dollars. This margin was not the full potential of the fund, but we desired low risk guaranteed returns on investments.


In mid 2009, he instructed that the principal sum be liquidated because he needed to make an urgent investment requiring cash payments in Finland, Where he said, he is investing with a Firm that is building a housing estate outside Helsinki for the government of Finland. I got in touch with a contact in National Investment Bank Ghana (NIB) who agreed to receive this money for a fee and make cash available to the customer. However (NIB) got in touch with us last in January 2012 to notify us of the inactivity of this deposit that was suppose to be temporary.


This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit at National Investment Bank Ghana (NIB), and I could not understand why the Customer had not come forward to claim his deposit. I made efforts to locate the Customer but all proved futile. I immediately passed the task of locating him to the internal investigations department of Barclays Bank of Ghana Ltd (BBG). a few weeks later, information started to trickle in, apparently our client was dead. A person who suited his description was declared dead of a heart attack in London, United Kingdom. The body was identified and the cause of death was confirmed. The bank immediately launched an investigation into possible surviving next of kin to alert them about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonym
ity, but also some levels of deta


In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under name; depositors use numbers and codes to make the accounts anonymous, Our Bank, also gives the choice to depositors of having their mail sent to them or held at the bank itself, to ensure that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; the deceased died without a testate. In line with our internal processes for account holders who have passed away, we instituted our own investigations in good fate to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our affiliate companies to get to the root of the problem.


My proposal to you is that, since you are a foreigner, I want to present you as the representative with the right to claim the estate of the deceased. In this case it will be the money still in deposit with National Investment Bank Ghana (NIB). I have carefully planned everything and I am a 100% confident that with a few steps I will place you in a position to receive this money as investment funds. I will first of all need your consent to proceed. I am willing to share the total sum with you on a 50/50 basis.



I send you this mail in good faith, but I know within me that nothing ventured is nothing gained. If we can be of one accord, we should act swiftly on this.


I await your response.


Mr. Benjamin T. Dabrah.
Email: be639021@yahoo.com.hk