419 scam: "AFFORDABLE LOAN OFFER" <linfo1@aol.es> APPLY NOW AT 2.25% FIXED RATE

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "info1@aol.es" (this email address has been used in a known scam)
- "info1@aol.es" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "AFFORDABLE LOAN OFFER" <linfo1@aol.es>
Reply-To: info1@aol.es
Date: Wed, 10 Oct 2012 17:07:09 +0200 (CEST)
Subject: APPLY NOW AT 2.25% FIXED RATE

La Vida loans are the best, first choice for loan seekers. Whether you're
interested in financing, Home Improvement, Investment, Debt Consolidation,
Business Loans, Personal Loans, International Loans.

Make your dreams come true in just 48 hours* with La Vida loans Ready Cash!
The loan that is fast, easy & affordable.

La Vida loans have low, fixed interest rates and you don't have to make any
payments until 6 months after loan disbursement. La Vida loans do not require
a credit check or a cosigner.

Let's Get Started!

*Fixed rate as low as 2.25%
*No payments until 6 months
*No credit check or cosigner
*5 to 35 year repayment period
*Minimum funding is $20,000 with no maximum

Loan Application and Information Request

Title:
Name:
Telephone:
Email Address:
Contact Address:
Postcode:
Date of Birth:
Loan Purpose:
Loan amount required:
Net Monthly Income:
Loan Duration:

In acknowledgment to these details, you will be sent a well calculated loan terms.

Email: info1@aol.es

Thanks for your understanding and waiting to hear from you.

CUSTOMER SATISFACTION IS OUR PRIDE.

Regards

Mr. Mark Bailey, MD
La Vida loans
Email: info1@aol.es

Anti-fraud resources:

What can you do when you receive 419 spam