419 scam: "MRS FUNKE OSIBODU"<mrsfunke@unionbankng.com.au.tc> RE: SWIFT CREDIT CARD PAYMENT

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "atm card department" (this phrase is often used in the ATM card payment scam)
- "million dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "MRS FUNKE OSIBODU" (may be fake)
Reply-To: <info@unionbankng.com.au.tc>
Date: Wed, 7 Nov 2012 10:19:36 +0300
Subject: RE: SWIFT CREDIT CARD PAYMENT

MRS FUNKE OSIBODU
MD FOREIGN OPERATION
ATM CARD DEPARTMENT
Union Bank of Nigeria Plc

ATTENTION:

RE: SWIFT CREDIT CARD PAYMENT

AFTER EXTENSIVE CLOSE DOOR MEETING WITH BOARD OF DIRECTORS AND OTHER
STAKE HOLDERS IN THE GOVERNMENT INCLUDING SUBCOMMITTEES OF THE HOUSE
OF ASSEMBLY, IT WAS RESOLVED AND AGREED UPON THAT YOUR FUND WOULD BE
RELEASED ON A SPECIAL METHOD OF PAYMENT BY TAG NAME READS: SWIFT CREDIT CARD.

THIS METHOD OF PAYMENT IS DESIGNED BY THE GOVERNMENT TO AVERT FRAUD
PERPETRATION OR STOPPAGE OF FUND BY SOME AGENCIES EITHER THROUGH ANTI
TERRORIST CERTIFICATE OR OTHER CERTIFICATES. THIS SWIFT CREDIT CARD
WOULD BE ISSUED TO YOU AS SOON AS YOU RESPOND TO THIS EMAIL.

THIS BANK HAS BEEN MANDATED TO TAKE CHARGE FOR THE ISSUANCE OF THE
SWIFT CREDIT CARD AND YOUR PAYMENT FILE SHOULD BE PASSED TO MY DESK
FOR CLARIFICATION. UPON CERTIFICATION THAT YOUR PAYMENT FILE HAS BEEN
CONFIRMED, THIS OFFICE WILL DIRECT YOU ON HOW TO RECEIVE YOUR OVER DUE
FUND VIA ATM SWIFT CREDIT CARD.

BUT PLEASE NOTE THAT WE CANNOT BE ABLE TO PAY YOU THE FULL PAYMENT DUE
TO INADEQUATE FUND, WE WILL ONLY PAY YOU THE SUM OF $15,000,000.00
MILLION DOLLARS AS PART PAYMENT. PLEASE BEAR WITH US AND WE PROMISE TO
MAKE AN ARRANGEMENT FOR YOUR REMAINING PAYMENT IN 5 MONTHS IN THE
LIGHT OF THIS AFOREMENTIONED, YOU ARE REQUIRED TO FURNISH THIS OFFICE
WITH THE FOLLOWING INFORMATION:

YOUR FULL NAME:
ADDRESS:
NEXT OF KIN NAME AND YOUR DATE OF BIRTH:
DIRECT TELEPHONE NUMBER:

THE ATM CARD WOULD BE ISSUED IN YOUR FAVOUR, AND ALL YOUR INFORMATION
WILL BE INSERTED INTO THE CARD. UPON COMPLETION OF THIS ISSUANCE OF
THE CREDIT CARD, IT WOULD BE SEND TO YOU TOGETHER WITH THE ACCESS PIN
NUMBER VIA COURIER TO YOUR
ADDRESS.

BE INFORMED THAT BENEFICIARIES ARE TO TAKE CARE OF THE COST OF
DELIVERY OF THERE ATM CARD RESPECTIVELY BECAUSE WE HAVE INSUFFICIENT
FUND TO TAKE CARE OF THE COST OF DELIVERY AND CASH ON DELIVERY IS NOT
ACCEPTED IN THIS CASE HENCE IF ANY ONE IS
UNABLE OF COVERING FOR THE COST OF DELIVERY SHOULD DISREGARD THIS
EMAIL AS THERE ARE SO MANY BENEFICIARIES ON OUR LIST THAT WE NEED TO
PAY.

THANKS,

YOURS FAITHFULLY,

MRS FUNKE OSIBODU
MD FOREIGN OPERATION
ATM CARD DEPARTMENT
Union Bank of Nigeria plc

Anti-fraud resources:

What can you do when you receive 419 spam