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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "D. Ngbabe" (may be fake)
Reply-To: <donald_ngbabe@yahoo.com>
Date: Mon, 11 Mar 2013 06:46:45 -0700
Subject: West Coast


Good-day to you ,

I am Mr.Donald Ngbabe, I trained and work as an external auditor
for the Development Bank of West-Coast Ghana, working as part of a
bigger team that covers the entire west region. I had taken pains to
find your contact through a random web search using the deceased
surname.On routine audit check last year, I discovered some investment
accounts that had been dormant for at least twelve years. All the
accounts belong to a single/one account holder summing up to a little
above $15.3 Million United States Dollars.

Now banking regulation/legislation in Ghana demand that I do notify
the fiscal authorities after a statutory time span of twelve years
when dormant accounts of this type are called in by the Ghana Monetary
Regulatory bodies.The above set of facts underscores my reason of
writing and proposing to you. My investigations of the said account
reveals that the investor, had died in 1996-the exact time the account
was last operated. I can confirm with certainty that the said investor
died intestate and no next -of -kin to his estate has been found or
has come forward all these years.

I am of the settled conviction that using my insider leverage, I
working with you can secure the funds in the account for us instead of
allowing it pass as unclaimed funds into the coffers of the Government
of Ghana. This is especially possible as you bear the same LAST NAME
to the said investor.This exactly is why I crave your participation
and co-operation. I am seized with all relevant documents (legal and
Banking) that will facilitate our putting you forward as the
claimant/beneficiary of the funds and ultimately transfer the money to
an account to be nominated by you. Of course you shall be handsomely
rewarded for your part in this transaction as the people I am working
with are prepared to allocate a 40% slice of the total funds for your
efforts.

I shall however leave out the final details of this transaction till I
receive an affirmation of your desire to participate.Be Rest assured
that I am on top of the situation all the time and there will be no
risk whatsoever if you elect to come on board.I do expect your prompt
response.

Thank you,

Truly,

Mr. Donald Ngbabe.

Anti-fraud resources: