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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "MR. PETER SPENCER" (may be fake)
Reply-To: <peterspencer@prudentialfinansecurities.com>
Date: Tue, 11 Jun 2013 07:26:19 -0400
Subject: RE: FINANCIAL INSTRUMENT; FUNDING YOUR PROJECTS

FROM: MR. PETER SPENCER
General Manager; Financial Services
PRUDENTIAL FINANCE INC.

TO: ? MD/CEO

We provide Finance Facilities in terms of Letter of Credit (LC), Standby Letter of Credit (SBLC), Bank Guarantee (BG), Performance Guarantee/Bond (PG/PB), Bank Comfort Letter (BCL) & etc., for serious businesses (individuals and corporate) who require enough Bank Facilities to accomplish their trade transactions. All projects must be a minimum of $20 million USD while our maximum amount is $50 Billion USDollars. Fidelity Trust Financing Team is a Direct Conduit to Private Lenders, Banks and Trade
Groups Worldwide. We arrange private money loans for Raw Land, Joint Venture/ Equity Funding, Green projects, Bridge Loans, Industrial Properties, Unusual Properties and more. We have access to Hard Money, Private Money, Hedge Fund, PPP, and Commercial Joint Equity Venture programs.
The particular group of Providers and their investors who we work with have specialized in the system for over 20 years. The Client repays only a discounted amount of Capital, with minimal risk and maximum benefit to both the bank and the company. This program offers a deferment period ranging from 1-5 years. We need projects to fund! We provide fully cash backed, BGs and SBLCs from top European banks. These are European BGs and SBLCs. We work directly with issuing bank lease providers. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable. We are business consultants and intermediaries; we offer Funding on just about any project of $20 million USD or more.

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: Eur/Usd 10Million ? MIN and Eur/Usd 800Million MAX.
3. Issuing Bank: HSBC London or AA rated Bank in Western Europe or USA.
4. Age: One Year, One Day
5. Leasing Price: 8% of Face Value plus 2% commission fees to brokers to be shared 50/50 between the brokers on both lessor/lessee side
6. Delivery SWIFT TO SWIFT.
7. Payment: Wire Transfer.
8. Hard Copy: Bonded Courier within 7 banking days.

Once we receive your email today, indicating your interest, we shall furnish you with all legal procedures (detailed information) to enable us understand better. We, being the Prime Provider of Trade Finance Facilities invest in General Merchandise for Importers, Exporters & Traders to achieve their Business goals. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc.

Regards,
MR. PETER SPENCER
General Manager;Financial Services.

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