From: "Liang C. Chang" (may be fake)
Reply-To: <manice09118@gmail.com>
Date: Tue, 24 Sep 2013 07:58:50 +0100
Subject: Confidential and Important

Attn:

I am sorry to intrude in your privacy as this letter may come as a surprise to you as you do not know me and we have never met. My name is Mr. Liang, a Hong Kong National and I am presently working in the Private Banking department of Nanyang Commercial Bank in Hong Kong. Due to the sensitive nature of this transaction and for purposes of confidentiality/my security, I will not be revealing my complete identity to you for now until I get your confirmed cooperation on this proposal. I am mailing this letter to you from South Africa, presently here on a 3 days business seminar. By the time you receive this letter I am sure back in Hong Kong. I have decided to contact you regarding a matter that is of utmost importance/urgent attention. I will tell you how I got your contact details in my next correspondence; I have chosen to contact you for the reasons which I am going to explain below.

This matter relates to the estate of a deceased client of mine, who shares the same surname as yours. In April 2002 he opened a deposit with the sum of USD$28, 500, 00.00 (Twenty Eight Million, Five Hundred Thousand United States Dollars) under our private banking management department, which I am heading as the senior executive director now. He wanted us to help him reinvest on high yield investments on his behalf. Based on my advice, we invested the money around various opportunities like commodity investments, bonds, and securities investments; stock, gold, and real estate. We made attractive margins in our first months of operations, the accrued profit and interest stood at USD$1.8 million United States Dollars. In mid 2003, my Client instructed that the principal sum (USD$30.300M) be liquidated because he needed to make an urgent investment requiring cash payments in main land China, we then liaise with our affiliate partner Wing Hang bank (WHB) to make funds available
for him.

Recently the Wing Hang Bank got in touch with my bank that the money transferred from our bank (Nanyang Commercial Bank) to them on behalf of my Client had not been claimed since 2003 and I was immediately mandated by my bank to investigate his whereabouts and why he has not make claims to his USD$30.3Mill transferred to him since 2003. With the help of a private investigator I have discovered that he died of a heart attack in a hospital in South Africa and had since been cremated. My proposition to you is that since I have access to his files I can make you the beneficiary to the funds of my Late Client as he had no known next of kin on our records when opening his account and based on what he filled in the account forms. Once I perfect the process, my findings would be forwarded to Wing Hang Bank and my bank would instruct that the funds be released to you. Please understand that my Client had no known relatives on our records and unclaimed funds here in Hong Kong or China
automatically reverts back to th

Please understand that I have had an impeccable banking career with nothing to show for it in the banking industry and this is a blessing in disguise which I intend to take advantage of as I do not know when this wind of fortune would blow my way again. I am a man with a lovely family and I would do nothing that would damage my life/career if I was not sure of the success of this deal with your cooperation. I would suggest you contact me on the dedicated/confidential emails.

I will communicate further details to you in my next correspondence. I would plead for your maturity to decline politely if you are unable to participate in this venture as I would understand. I await your reply as soon as you get this letter irrespective of your decision.

Regards,
Liang C. Chang