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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: james walliton <jameswalliton@gmail.com>
Date: Fri, 27 Sep 2013 07:15:17 -0700
Subject:

Hello Applicant,

First we offer two (2) kind of loan which are:

{1} Personal Loan
{2} Business Loan

We are located in the (5) Countries in the world , South Africa,
UK, Ghana, Singapore and Nigeria. We lend money to company and
private individuals. So you will be requested of some information
below, and you will have to send it to us before we start the
processing of your loan. In the first option, applicant applying for
this must be above 18 years and have a place of work, also the
applicant should at least earn nothing less than $500USD monthly.
While the other option, the applicant must be
above 25Years and also have a business or have in mind to establish a
business. The maximum amount you are allowed to loan for business is
$100,000,000USD and 0.2% interest rate per month while that of
personal loan is $200,000USD and 0.3% interest rate per month.

Before any further process, you will be required to send the following
details:

APPLICATION DETAILS
Full Name:.........................
.................
Contact Address:......................
..........
Phone:...............................................
Amount Needed as Loan:....................
Country.................................................
Loan Duration:....................................
Annual Income:...................................
Phone Number...................................
Purpose..............................................
Sex...................................................
Age...................................................
How Soon Do You Want The Loan?.....
Occupation:........................................
Collateral:...........................................
Mode of repayment: monthly or yearly

In acknowledgement to these details, we will send you a well
calculated Terms and Condition which will include the agreement only
if our firm has reviewed your application and you are granted a loan.

Find the payment options below:

Payment by western union money transfer ( 6hours )
Payment by bank to bank transfer (72 hours )
Payment by bank certified check ( 140 days )

As for the first option, payments made via western union money
transfer are loan amounts which are not more than $10,000.00 USD as
western union can not carry any amount more than $10,000.00 USD and it
takes a couple of hours to get the funds transferred to you.

The second option which is by bank to bank transfer, loan funds are
transferred directly into your account with the aid of bank, in this
option, applicant must have to send down his or her full bank
information to enable us make the transfer and it takes maximum 48
hours for the funds to be transferred into your account.

As for the last option, a certified check is made out by our bank as a
draft which can be cashed by clients any where in the world, it takes
4 working days to get to the applicant and 5 days for the check to
clear.

SUMMARY LOAN TERMS:

Principal Loan: $......USD
Interest Rate: 3% monthly
Loan duration/period: .............Months
Interest Per Month: $ ...........USD
Total Interest for ....months ( $.... X ..... months ) =$ ................
USD
Principle Loan + Total Interest: $........ + $........ USD = $ ......... USD

Once you agree to my terms and follow the instructions therein, you
stand to get your loan with 82-102 hours. This depends on your
seriousness and urgency in obtaining the loan.

Furthermore be informed that you will also need a form of
Identification which can be either
* International Passport
* Driver's License
* National Identity Card
* Work Identity Card
In acknowledgement to this mail, we can start the processing of your loan.

Regards as I look forward to hearing from you urgently

Anti-fraud resources: