From: james walliton <jameswalliton@gmail.com> 
Date: Fri, 27 Sep 2013 07:15:17 -0700 
Subject:  
 
Hello Applicant, 
 
 First we offer two (2) kind of loan which are: 
 
{1} Personal Loan 
{2} Business Loan 
 
    We are located in the (5) Countries in the world , South Africa, 
UK, Ghana, Singapore and  Nigeria. We lend money to company and 
private individuals. So you will be requested of some information 
below, and you will  have to send it to us before we start the 
processing of your loan. In the first option, applicant applying for 
this must be above 18 years and have a place of work, also the 
applicant should at least earn nothing less than $500USD monthly. 
While the other option, the applicant must be 
above 25Years and also have a business or have in mind to establish a 
business. The maximum amount you are allowed to loan for business is 
$100,000,000USD and 0.2% interest rate per month while that of 
personal loan is $200,000USD and 0.3% interest rate per month. 
 
Before any further process, you will be required to send the following 
details: 
 
APPLICATION DETAILS 
Full Name:......................... 
................. 
Contact Address:...................... 
.......... 
Phone:............................................... 
Amount Needed as Loan:.................... 
Country................................................. 
Loan Duration:.................................... 
Annual Income:................................... 
Phone Number................................... 
Purpose.............................................. 
Sex................................................... 
Age................................................... 
How Soon Do You Want The Loan?..... 
Occupation:........................................ 
Collateral:........................................... 
Mode of repayment: monthly or yearly 
 
In acknowledgement to these details, we will send you a well 
calculated Terms and Condition which will include the agreement only 
if our firm has reviewed your application and you are granted a loan. 
 
Find the payment options below: 
 
Payment by western union money transfer ( 6hours ) 
Payment by bank to bank transfer (72 hours ) 
Payment by bank certified check ( 140 days ) 
 
As for the first option, payments made via western union money 
transfer are loan amounts which are not more than $10,000.00 USD as 
western union can not carry any amount more than $10,000.00 USD and it 
takes a couple of hours to get the funds transferred to you. 
 
The second option which is by bank to bank transfer, loan funds are 
transferred directly into your account with the aid of bank, in this 
option, applicant must have to send down his or her full bank 
information to enable us make the transfer and it takes maximum 48 
hours for the funds to be transferred into your account. 
 
As for the last option, a certified check is made out by our bank as a 
draft which can be cashed by clients any where in the world, it takes 
4 working days to get to the applicant and 5 days for the check to 
clear. 
 
SUMMARY LOAN TERMS: 
 
Principal Loan:           $......USD 
Interest Rate:            3% monthly 
Loan duration/period:  .............Months 
Interest Per Month:    $ ...........USD 
Total Interest for ....months ( $.... X ..... months ) =$ ................ 
USD 
Principle Loan + Total Interest: $........ + $........ USD = $ ......... USD 
 
Once you agree to my terms and follow the instructions therein, you 
stand to get your loan with 82-102 hours. This depends on your 
seriousness and urgency in obtaining the loan. 
 
Furthermore be informed that you will also need a form of 
Identification which can be either 
 * International Passport 
 * Driver's License 
 * National Identity Card 
 * Work Identity Card 
In acknowledgement to this mail, we can start the processing of your loan. 
 
Regards as I look forward to hearing from you urgently 
 
 
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