From: Wan Yang <wyan_boc@asia.com>
Reply-To: <yanwang65@yahoo.com.hk>
Date: Fri, 31 Jan 2014 00:44:03 +0000
Subject: (no subject)

Good day,

I am Wang Yan, a staff of Private Banking Services at the Bank of China
(BOC) United Kingdom. I am contacting you concerning our customer and,
an
investment placed under our banks management 4 years ago.

I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by
as a
result of this mail. I contacted you independently of our investigation
and no one is informed of this communication. I would like to intimate
you
with certain facts that I believe would be of interest to you.

In 2004, the subject matter; ref: bb/boc/bank/0012 came to our bank to
engage in business discussions with our Private Banking Services
Department. He informed us that he had a financial portfolio of $8.370
million three hundred and seventy United States Dollars, which he
wished
to have us turn over (invest) on his behalf.

I was the officer assigned to his case; I made numerous suggestions in
line with my duties as the de-facto chief operations officer of the
Private Banking Services Department, especially given the volume of
funds
he wished to put into our bank. We met on numerous occasions prior to
any
investments being placed. I encouraged him to consider various growth
funds with prime ratings. The favored route in my advice to customers
is
to start by assessing data on 6000 traditional stocks and bond managers
and 2000 managers of alternative investments. Based on my advice, we
spun
the money around various opportunities and made attractive margins for
our
first months of operation, the accrued profit and interest stood at
this
point at over 10 million United States Dollars, this margin was not the
full potential of the fund but he desired low risk guaranteed returns
on
investments. In mid 2006, he asked that the money be liquidated because
he
needed to make an urgent
investment requiring cash payments in Europe. He directed that I
liquidate
the funds and had it deposited with a firm. I informed him that the
bank
would have to make special arrangements to have this done and in order
not
to circumvent due process, the bank would have to make a 9.5 %
deduction
from the funds to cater for banking and statutory charges. He
complained
about the charges but later came around when I explained to him the
complexities of the task he was asking of us. Cash movement across
borders
has become especially strict since the incidents of 9/11. I contacted
my
affiliate in and had the funds available. I undertook all the processes
and made sure I followed his precise instructions to the letter and had
the funds deposited in a security consultancy firm, the firm is a
specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need
immediate access to cash. This small and highly private organization is
familiar especially to the highly placed and well-connected
organizations.
In line with instructions, the money was deposited. He told me he
wanted
the money there in anticipation of his arrival from Norway later that
week. This was the last communication we had, this transpired around
9th
October, 2005.

In January last year, we got a call from the security firm informing
us
that the inactivity of that particular portfolio. This was an
astounding
position as far as I was concerned, given the fact that I managed the
private banking sector I was the only one who knew about the deposit,
and
I could not understand why he had not come forward to claim his
deposit. I
made futile efforts to locate him I immediately passed the task of
locating him to the internal investigations department of the bank of
china. Four days later, information started to trickle in, apparently
he
was dead. A person who suited his description was declared dead of a
heart
attack in Canner, South of France. We were soon enough able to identify
the body and cause of death was confirmed. The bank immediately
launched
an investigation into possible surviving next of kin to alert about the
situation and also to come forward to claim his estate. If you are
familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but
also some levels of detachment from conventional processes. In his
bio-data form, he listed no next of kin. In the field of private
banking,
opening an account with us means no one will know of its existence,
accounts are rarely held under a name; depositors use numbers and codes
to
make the accounts anonymous. This bank also gives the choice to
depositors
of having their mail sent to them or held at the bank itself, ensuring
that there are no traces of the account and as I said, rarely do they
nominate next of kin. Private banking clients apart from not nominating
next of kin also usually in most cases leave wills in our care, in this
case; he died intestate.

In line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine
who
should have right to claim the estate. This investigation has for the
past
months been unfruitful. We have scanned every continent and used our
private investigation affiliate companies to get to the root of the
problem. The investigation did not ever yield any result My official
capacity dictates that I am the only party to supervise the
investigation
and the only party to receive the results of the investigation. This
leaves me as the only person with the full picture of what the
prevailing
situation is in relation to the deposit and the late beneficiary of the
deposit. According to practice, the firm will by the end of this
financial
year broadcast a request for statements of claim to BOC, failing to
receive viable claims they will most probably revert the deposit back
to
BOC. This will result in the money
entering the BOC accounting system and the portfolio will be out of my
hands and out of the Private Banking Services Department. This will not
happen if I have my way.

What I wish to relate to you will smack of unethical practice but I
want
you to understand something. It is only an outsider to the banking
world
who finds the internal politics of the banking world aberrational. The
world of private banking especially is fraught with huge rewards for
those
who occupy certain offices and oversee certain portfolios. You should
have
begun by now to put together the general direction of what I propose.
There is US$ 8,370,000.00 deposited, I alone have the deposit details
and
they will release the deposit to no one unless I instruct them to do
so. I
alone know of the existence of this deposit for as far as BOC is
concerned, the transaction with our deceased customer concluded when I
sent the funds to the firm, all outstanding interactions in relation to
the file are just customer services and due process. They are simply
awaiting instructions to release the deposit to any party that comes
forward. This is the situation.
This bank has spent great amounts of money trying to track this man's
family; they have investigated for months and have found no family. The
investigation has come to an end.

My proposal; I am prepared to place you in a position to give
instruction
for the release of the deposit to you as the closest surviving
relation.
Upon receipt of the deposit, I am prepared to share the money with you
in
half. That is: I will simply nominate you as the next of kin and have
them
release the deposit to you. We share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that
would
have drawn a straight line to me and my involvement in claiming the
deposit. I assure you that I could have the deposit released to you
within
a few days. I will simply inform the bank of the final closing of the
file
relating to the customer I will then officially communicate with firm
and instruct them to release the deposit to you. With these two things:
all is done. The alternative would be for us to have firm direct the
funds
to another bank with you as account holder. This way there will be no
need
for you to think of receiving the money from the firm. We can
fine-tune
this based on our interactions.

I am aware of the consequences of this proposal. I ask that if you find
no
interest in this project that you should discard this mail. I ask that
you
do not be vindictive and destructive. If my offer is of no appeal to
you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know this
but people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a criminal
and
what I do, I do not find against good conscience, this may be hard for
you
to understand, but the dynamics of my industry dictates that I make
this
move. Such opportunities only come ones' way once in a lifetime. I
cannot
let this chance pass me by, for once I find myself in total control of
my
destiny. These chances won't pass me by. I ask that you do not destroy
my
chance, if you will not work with me let me know and let me move on
with
my life but do not
destroy me. I am a family man and this is an opportunity to provide
them
with new opportunities. There is a reward for this project and it is a
task well worth undertaking. I have evaluated the risks and the only
risk
I have here is from you refusing to work with me and alerting my bank.
I
am the only one who knows of this situation, good fortune has blessed
you
with a name that has planted you into the center of relevance in my
life.
Let's share the blessing.

If you find yourself able to work with me, contact me through this
email
account If you give me positive signals, I will
initiate this process towards a conclusion. I wish to inform you that
should you contact me via official channels; I will deny knowing you
and
about this project. I repeat, I do not want you contacting me through
my
official phone lines nor do I want you contacting me through my
official
email account. Contact me only through this email address. I do not
want
any direct link between you and me. My official lines are not secure
lines
as they are periodically monitored to assess our level of customer care
in
line with our Total Quality Management Policy. Please observe this
instruction religiously. Please, again, note I am a family man; I have
a
wife and children. I send you this mail not without a measure of fear
as
to what the consequences, but I know within me that nothing ventured is
nothing gained and that success and riches
never come easy or on a platter of gold. This is the one truth I have
learned from my private banking clients. Do not betray my confidence.
If
we can be of one accord, send me your response on this email
immediately
to enable us commence this line of discussion.

I await your response.

Wang Yan.