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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Gilbert Barnes" (may be fake)
Reply-To: <globalconect@saintly.com>
Date: Mon, 24 Mar 2014 16:43:44 +1300
Subject: Loan/ Leasing commission Agent, Sole Representatives & Security Services.

GENERAL MONEY XOR FINANCE CONSULTANT
Loan/ Leasing commission Agent, Sole Representatives
& Security Services.
217 Liverpool L3 United Kingdom
Fax: + 01512033158
Email: globalconect@saintly.com
Phone: 07965935235
Our ref: UK/SWIZ-0333/0Q


Do you need a loan? Have you been rejected by your local bank due to bad credit score? Do you want to finance a project? Buy a property, Pay your bills or start your own business? Search no more. Are you in Urgent Need of funds to expand your business or anything else? Then we are here to help you. We are a reputable, legitimate & registered company. Approved by the British Government, an Affiliate of the World Bank and American Bureau of money lenders. We give out Loans to individuals, and all the organisations listed below, in need of financial assistance .Do you have a bad credit or you are in need of money to pay debt, to start up a business or to support your business?
An old fashioned idea Back in the good old days banks worked on relationships and trust. If you wanted a loan your local bank would often simply ask for someone who trusted you to guarantee it. Then things changed, computer credit scores took over and millions of people were left out in the cold because their score didn't fit. We knew what it was like to be rejected so we built the old fashioned loan company we wanted to borrow from.
Decisions made by real people We don't just let computers decide if you can borrow. The most important thing for us is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan. Before we pay out any loan we have a good old fashioned chat over the phone with both you and your guarantor. We base our decisions on simple common sense.
A cheaper way to borrow Our flexible guarantor loans are around 100th of the APR of a payday loan and are regularly featured by price comparison sites as the cheapest option for anyone borrowing £35,000.00-£50,000.000.00 with a low credit score.
Interest done right Everyone wants to be in control of their loan. We give you real-time statements and 24/7 access to your account online. Interest is calculated daily so you only pay for the time you have the loan. If you pay even £1 off early, you stop paying interest on that money immediately.
Paying off your loan We've thought of as many ways as possible for you to make repayments. Regular payments are made by Direct Debit, but you can also pay by card, online, over the phone 24/7 or in cash at any one of 22,000 Pay Point locations.
No fees ever When times get tough the last thing you need is someone making money from your problems. We NEVER charge for late payments, letters, early settlement or anything else.
What about when things go wrong?

We collect late payments in the same way as any high street lender would. If a loan falls into arrears we will text you a reminder, if we're not able to collect a payment we will phone and email you to see what's gone wrong. Our priority is to stop a late payment snowballing into a bigger problem. Obviously, because our loans are supported by a guarantor, if a borrower doesn't repay then the guarantor has to. In a few very rare cases, where we can't come to an arrangement for repayment with either borrower or guarantor, as a last resort we will either pass a debt onto a professional debt collector or ask a court to decide the best way to deal with it. Whatever happens we will NEVER put your home or other property at risk. We've made 10 promises on how we'll deal with arrears.
Rebuilding your credit We want to help make your financial future better; so we report back to three credit reference agencies In your country, each month, showing your repayments. As payments are made on time this will help to build or rebuild your credit profile. No information is reported back to credit reference agencies for guarantors, even if payments are missed, unless the account goes to court
Services Rendered includes:

*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans

Please write back if interested.Via our company email: globalconect@saintly.com

We await your Quick Response; you’ll be sent a Loan application form to fill. No credit check,100% Guaranteed.We look forward to permitting us to be of service to you.
Yours Sincerely,
Gilbert Barnes (Loan Manager)

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