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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Richard Laplant" (may be fake)
Reply-To: <richlaplant@aol.com>
Date: Tue, 1 Apr 2014 07:57:59 -0700
Subject: IF YOU NEED A QUICK LOAN, I CAN HELP, CONTACT ME NOW FOR MORE DETAILS

IF YOU NEED A QUICK LOAN, I CAN HELP, CONTACT ME NOW FOR MORE DETAILS
ABOUT THE LOAN.


Richard B.Laplant
Mortgage Loan Originator
U.S. Bank Home Mortgage
2990 South Peoria Street
Aurora, CO 80014
richlaplant@aol.com
NMLS #: 489091

Looking to buy a new home? Let me help you every step of the way with
the loan application process!

Welcome to my office! Whether you’re purchasing, building your dream
home, thinking about investing in additional real

estate or have questions about refinancing your existing mortgage, I
am here to help you!

It’s a great time to purchase a home! We offer mortgage financing for
residential properties to include single family

residential, multi-family, and investment. Some of our mortgage
products and programs include:

First Time Home Buyer Programs
Conventional, FHA and VA Mortgages
JUMBO Loans
New Construction and Lot Loan Financing
Home Equity Line of Credit

Let’s get started! Whether you’re a first time home buyer or an
experienced homeowner, you are welcome. The purchasing and

refinancing products offered by U.S. Bank may be the perfect mortgage
solution for you! contact me today and ask me about

today’s mortgage interest rates.

Thank you,
Richard Laplant
Mortgage Loan Originator.

Anti-fraud resources: