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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: fredricmorrison094@gmail.com
Date: Mon, 26 May 2014 07:17:55 +0530
Subject: GOOD DAY

Dear Perspective client,
Sequel to your mail stating that you need more information on our loan offer, regarding your loan issue, it is easy with our very affective fixed rate of interest makes it easier for you to budget and plan ahead. We give loan to private company and individuals, We are located in India and if you need a loan to your country,it will only take 9 hours through our online bank transfer. You can find somea vital information about the loan we offer below. In getting a loan from our company, there are some information we need to pass across to you before we can proceed to the application process.

INTEREST RATE:
In the loan we offer, we do charge 0.5% monthly for the loan. Note that the loan re-payment schedule starts 3 months after loan has been transferred to applicants. For example with such a low rate you could borrow $5,000USD for only $84.40USD per month repaid over 60 month (0.5%) interest rate. Which means you will only have to $84.40USD And it won't cost you anything to make a lump sum,or early repayment with us you can borrow up to $5,000USD to 100,000,000USD for over 60-360months above this amount is based on representative.

INFORMATION NEEDED:


As for the information needed, you will need to fill an application which contains your personal information and also the loan information, this will help us give you a full documentation of the loan terms and agreement contract which you will be expected to sign and send back to the company for approval if satisfied.

PROOF OF IDENTIFICATION:
On the application, you will be asked to provide a proof of Identification, which might consist of an international passport, a driver's license, a national Identity card or a work Identity card as the case may be.

HOW LONG DOES IT TAKE TO HAVE YOUR LOAN APPROVED?:
After receiving your application form, all documents will be forwarded to you either by fax or email attachment within 24hours. Immediately the signed document is received from the applicant, approval document follows within 24hours. So i will rather say, it will take 48hours at most to have your loan processed, approved and released to you.

HOW DO I APPLY:

Please Fill this application Form below:

LOAN APPLICATION FORM
FIRST APPLICATION:*
PURPOSE:*
Loan.....
Line of Credit....
Mortgage.....
REQUESTED LOAN AMOUNT:*
CREDIT SCORE:*
LOAN DURATION:*
DO YOU HAVE AN ACCOUNT:*


PERSONAL INFORMATION
Last Name:*
First Name:*
Address:*
City/Prov:*
Postal Code:*
Country:*
Monthly Income:*
Sex:*
Birthdate (mm/dd/yy):*
Personal Mobile Number:*
Marital Status:*
Home phone number:*
Next of kin:*
Next of kin's Address:*
Occupation (Job Title):*
Employer's Phone No:*
Company Name:
Company Address:
How Long At Present Employer:
If Less Than 3 Years,
Previous Employer:
Please note that all fields with the * sign must be filled.


We believe we have been able to answer most of the questions that are frequently asked by loan applicants before securing a loan. In agreement to the above rules/policies, you are expected to fill the form provided above.
Thanks for your understanding and for choosing this firm. URGENT REPLY(fredricmorrison094@gmail.com)
Mr. Fedric Morrison
General Consultant

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