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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Henry Miller <>
Reply-To: Henry Miller <>
Date: Wed, 24 Dec 2014 00:37:52 +0000 (UTC)

 ACCESS CAPITAL LENDING is a company in New York, USA and is capable of preventing foreclosures, consolidation, removal of bankruptcy, repairing credits and removing mortgage rates, Home Refinances and acquisition of home.We offer loans with 100% NO UP-FRONT Fees(you don't pay anything from your pocket) or no lender's point fee,no western union,no money gram,funding is less than 7 business days after approval and all payment is done through secured bank transfer between parties.This is a recourse private loan that does not depend on collateral, income and credit score, it only relies on the strength of your project and your ability to repay back within the specific time, Brokers are welcome too.

We don't just offer you the loan, we also advice you on the opportunities that are embedded in your purpose for obtaining the loan. We go beyond just being your lender; we are your brother. We do not consider credit scores before transacting business because we have all the infrastructures/schemes that will assist you to payback...

Happy ending for all' Partner with the real lender- Lender with the best reputation.
For more inquiry and interaction: Contact Henry Miller (Manager)

Call :914-417-9972

available Mon-Fri.

To know more about Lender, terms, references and testimonials visit the websites-
Access Capital Lending Customer Service address: 1625 Westchester Avenue, Bronx, NY 10472 'we are the detail people, 'The advanced solution to your financial freedom',

Anti-fraud resources: