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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Perfect Million Capital Sdn Bhd" (may be fake)
Reply-To: <perfectmillioncapital@rogers.com>
Date: Thu, 5 Feb 2015 17:26:41 -0600
Subject: GET YOUR LOAN IN 24HRS.

Perfect Million Capital Sdn Bhd
Lot 3A-031 4th Floor
Endah Parade (Carrefour)
Jalan 1/149E Taman Sri Petaling
57000 Kuala Lumpur

Dear Applicant,

The goodnews is here !!! We Offer LOANS ranging from $5,000.00 Min. to
$40,000,000.00 Max. at 2% interest rate per annum. LOANS for developing
business and competitive edge/business expansion. We are certified,
trustworthy, reliable, efficient, Fast and dynamic. And a co-operate financier
for real estate and any kinds of business financing, we give out long term
loan for five to fifty years maximum.
We offer the following kinds of loans and many more:

* Personal loans ( Unsecured Loan)
* Business Loans ( Unsecured Loan)
* Consolidation Loan
* Combination Loan
* Home Improvement
* Car Loan

QUALIFICATIONS:
1) The Borrower must be at Least 18 yrs old
2) Even with Bad credit, we still Guarantee the Borrower the Loan
3) The Loan Can Be Granted Even With low credit
4) There is no per-payment penalty.
5) You do not need a Co-Signer
6) You must be a Citizen or have a residential permit of where you are
applying from.
7) You must have a valid national identity card or any mode of identification.

LOAN AGREEMENT:
An agreement signing process must be carried out on this transaction by this
company. The borrower must be willing to pay back and also sign the loan
agreement document and the borrower must be capable of re-paying back.

REPAYMENT:
Repayment is made Monthly or Yearly depending on the choice of the borrower
and The Repayment schedule for a Loan is calculated and sent to the borrower.

INTEREST RATE:
The Interest rate applicable to all Loans Is 2 %.

If you agree to this, do let me know the amount you need and how long you can
pay this loan back by filling the application information's below:

LOAN APPLICATION FORM:

Name:_________________________________
Last Name:_____________________________
Gender:________________________________
Marital status:__________________________
Contact Address:________________________
City/Zip code:___________________________
Country:________________________________
Date of Birth:____________________________
Amount Needed as Loan:_________________
Loan Duration:__________________________
Monthly Income/Yearly Income:___________
Occupation:_____________________________
Purpose for Loan:________________________
Phone:_________________________________
Fax:____________________________________
Have you Apply For A Loan Before:____________________________________
YOUR PERSONAL IDENTIFICATION (Scanned Copy Of Driver's License or
International Passport)

In acknowledgment to these details, I will send you a well calculated Terms
and Condition.

I await your urgent reply so we can proceed to the next step.

Thanks For Your Patronage!

Best Regards

Muhammad Fazrul
Financial Advisor
For: Perfect Million Capital Sdn Bhd
perfectmillioncapital@rogers.com

Anti-fraud resources: